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Other Disclosures4819Digital Garage,Inc.Information and Communications, Services and Others

Digital Garage Makes a Full-Scale Entry into Financial Services for SMEs by Integrating Payments and Finance — Fully Launches the “DG Bank” (Tentative Name) Project Ahead of a Mid-Period Launch

デジタルガレージ and Resona Holdings, Inc. have launched a full-scale project to commercialize “DG Bank” (provisional name), an integrated financial service for SMEs and sole proprietors encompassing payments, accounts and cash management. The development and operating structure is being established with a launch during 2026 as the target.

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Announced details

DG Bank (provisional name)BaaS/digital financial services business for SMEsDigital financial services
Applicable field (uses covered by this announcement)
Account opening for SMEs and sole proprietorsTransfersManagement of expected cash inflows and outflowsShort-term financing using payment and sales dataReal estateFood service and retailSME management in general
Launch dateTargeting a launch during 2026 (planned)
Relationship between the counterparty and the company
Digital Garage,Inc.4819
Relationship with the Company

デジタルガレージ and Resona Holdings, Inc. are strengthening their capital and business alliance and will jointly plan, design and build this business as core partners. Resona Bank, Limited is expected to provide banking functions such as bank accounts and transfers.

CounterpartyResona Holdings, Inc. (TSE Prime, 8308)株式会社りそな銀行Daiichi Life Group,Inc.

Resona Holdings, Inc. is headquartered in Koto-ku, Tokyo, and its President, Representative Executive Officer and Group CEO is Minami Masahiro (南昌宏). Resona Bank, Limited is expected to provide banking functions such as bank accounts and transfers. Daiichi Life Group,Inc. is described as a company with life insurance and asset management functions, as well as one of Japan’s largest employee benefits platforms, within its group.

In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.

Announced details
ItemDetails
Names of Products / Services CoveredDG Bank (provisional name), BaaS/digital financial services business for SMEs, Digital financial services
CounterpartyResona Holdings, Inc. (TSE Prime, 8308), 株式会社りそな銀行, Daiichi Life Group,Inc.
Counterparty overviewResona Holdings, Inc. is headquartered in Koto-ku, Tokyo, and its President, Representative Executive Officer and Group CEO is Minami Masahiro (南昌宏). Resona Bank, Limited is expected to provide banking functions such as bank accounts and transfers. Daiichi Life Group,Inc. is described as a company with life insurance and asset management functions, as well as one of Japan’s largest employee benefits platforms, within its group.
Relationship with the Companyデジタルガレージ and Resona Holdings, Inc. are strengthening their capital and business alliance and will jointly plan, design and build this business as core partners. Resona Bank, Limited is expected to provide banking functions such as bank accounts and transfers.
Launch dateTargeting a launch during 2026 (planned)
Applicable areaAccount opening for SMEs and sole proprietors, Transfers, Management of expected cash inflows and outflows, Short-term financing using payment and sales data, Real estate, Food service and retail, SME management in general
Items this document does not state (12)
Contract ValueOffering priceContract DateAward/certification nameAwarding / certifying bodyRegistration number and expiry dateLocationLocation scaleQuantitative EffectsUsage historyImpact on Business PerformanceSource

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

To leverage the payments and financial services strengths that デジタルガレージ and Resona Holdings, Inc. have developed, as well as Intelligent Data expected to be accumulated going forward and knowledge of next-generation businesses, in order to provide highly convenient and flexible financial services addressing SMEs’ and sole proprietors’ challenges involving accounts, payments and cash management.

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Digital Garage Makes a Full-Scale Entry into Financial Services for SMEs by Integrating Payments and Finance — Fully Launches the “DG Bank” (Tentative Name) Project Ahead of a Mid-Period Launch | Digital Garage,Inc. (4819) timely disclosure | Komori