Komori
F&M (4771) · RiskRestated

Business Continuity Risk from Changes in Licensing Requirements and Regulations

First written in FY2016. 5 of 7 entries say "Restated". Latest entry: FY2023.

7entries
8years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2016 – FY2017RaisedFY2019RestatedFY2020 – FY20232016: 120162017: 120172018: 020182019: 120192020: 120202021: 120212022: 120222023: 12023
Same theme, other companies
Regulatory compliance for financial services, including cards, banking, securities and insuranceA theme 34 companies write about · 38 as a headwind · 0 as a tailwind

The whole theme swung hardest in 2025: 2 of 10 companies on the "Worse" side.

24 other companies' latest entry also says "Restated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 34 companies compared. The sentences above are computed from all 34.
Full recordFilings, disclosures and news, newest first
  1. FY2023RestatedAnnual report

    「Some of our Group’s businesses require licenses and approvals from the relevant government ministries and agencies, including Certified Management Innovation Support Organizations. Depending on future revisions to relevant laws and regulations, we may become unable to continue providing some of the services offered by these businesses.」

    Continues to disclose the risk that services requiring licenses and approvals may become impossible to continue because of revisions to relevant laws and regulations.
  2. FY2022RestatedAnnual report

    「Some of our Group’s businesses require licenses and approvals from the relevant government ministries and agencies, including Certified Management Innovation Support Organizations. Depending on future revisions to relevant laws and regulations, we may become unable to continue providing some of the services offered by these businesses.」

    Continues to disclose the risk that services requiring licenses and approvals may become impossible to continue because of revisions to relevant laws and regulations.
  3. FY2021RestatedAnnual report

    「Some of our Group’s businesses require licenses and approvals from the relevant government ministries and agencies, including Certified Management Innovation Support Organizations. Depending on future revisions to relevant laws and regulations, we may become unable to continue providing some of the services offered by these businesses.」

    Continues to disclose the risk that services requiring licenses and approvals may become impossible to continue because of revisions to relevant laws and regulations.
  4. FY2020RestatedAnnual report

    「Some of our Group’s businesses require licenses and approvals from the relevant government ministries and agencies, including Certified Management Innovation Support Organizations. Depending on future revisions to relevant laws and regulations, we may become unable to continue providing some of the services offered by these businesses.」

    Continues to disclose the risk that services requiring licenses and approvals may become impossible to continue because of revisions to relevant laws and regulations.
  5. FY2019RaisedAnnual report

    「Some of our Group’s businesses require licenses and approvals from the relevant government ministries and agencies, including the credit union agency business and Certified Management Innovation Support Organizations. Depending on future revisions to relevant laws and regulations, we may become unable to continue providing some of the services offered by these businesses.」

    Explicitly identifies Certified Management Innovation Support Organizations, in addition to the existing credit union agency business, as a business requiring licenses and approvals.
  6. FY2017RestatedAnnual report

    「Some of our Group’s businesses require licenses and approvals from the relevant government ministries and agencies, including the credit union agency business. Depending on future revisions to relevant laws and regulations, we may become unable to continue providing some of the services offered by these businesses.」

    Continues to disclose the risk that services requiring licenses and approvals may become impossible to continue because of revisions to relevant laws and regulations.
  7. FY2016First statedAnnual report

    「Some of our Group’s businesses require licenses and approvals from the relevant government ministries and agencies, including the credit union agency business. Depending on future revisions to relevant laws and regulations, we may become unable to continue providing some of the services offered by these businesses.」

    Indicates the possibility that services requiring licenses and approvals, including the credit union agency business, may become impossible to continue because of revisions to relevant laws and regulations.
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F&M's next results are scheduled for 2026-10-30. Read the earnings preview
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