Announced details
Personal trusts, asset succession, lifetime gifts, dementia planning, prevention of bank transfer fraud
Significantly shortens the preparation period and contains system-related costs (specific figures are not disclosed)
Testamentary substitute trusts have a nationwide cumulative track record of more than 260,000 cases. The number of implementations of エックスネット's system is not disclosed.
North Pacific Bank,Ltd. adopted エックスネット's personal trust administration system, and エックスネット provides the system. Capital and personnel relationships are not disclosed.
President: Tsuyama Hirotsune (津山博恒). A regional bank that obtained authorization to engage in trust banking on 17 June 2026, enabling it to offer personal trusts itself. Details of its location, capital, year of establishment and business activities are not disclosed.
Fixed monthly usage fee. The amount is not disclosed.
The company does not address Contract Value / Impact on Business Performance.
| Item | Details |
|---|---|
| Names of Products / Services Covered | Personal trust administration system, Testamentary substitute trust (with a special provision for proxy withdrawals), Annual-gift trust (with a testamentary substitute provision) |
| Counterparty | North Pacific Bank,Ltd. |
| Counterparty overview | President: Tsuyama Hirotsune (津山博恒). A regional bank that obtained authorization to engage in trust banking on 17 June 2026, enabling it to offer personal trusts itself. Details of its location, capital, year of establishment and business activities are not disclosed. |
| Relationship with the Company | North Pacific Bank,Ltd. adopted エックスネット's personal trust administration system, and エックスネット provides the system. Capital and personnel relationships are not disclosed. |
| Offering price | Fixed monthly usage fee. The amount is not disclosed. |
| Launch date | 1 July 2026 (actual) |
| Applicable area | Personal trusts, asset succession, lifetime gifts, dementia planning, prevention of bank transfer fraud |
| Quantitative Effects | Significantly shortens the preparation period and contains system-related costs (specific figures are not disclosed) |
| Usage history | Testamentary substitute trusts have a nationwide cumulative track record of more than 260,000 cases. The number of implementations of エックスネット's system is not disclosed. |
Items this document does not state (9)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.North Pacific Bank,Ltd. obtained authorization to engage in trust banking on 17 June 2026, enabling it to offer personal trusts. エックスネット explains that its system provides all necessary functions for customers, regulators and internal bank operations in an integrated package, helping to shorten the preparation period and contain system-related costs.