Worth reading
74In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
25.8
Year-on-year change in operating profit (%)Wording
Conditional
How definitive the wording is.Contents of this document
Earnings presentation materialsSecond quarter of the fiscal year ending March 202714 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥10,276 million+11.4%
Operating profit¥1,454 million+25.8%
Ordinary income¥1,350 million+7.7%
Net income¥1,073 million+8.6%
Gross Profit Margin38.1 %
Operating profit margin14.2 %
Selling, general and administrative expenses¥2,457 million
Results for the three months of the current quarter
Net Sales
¥5,652 million
Operating profit
¥899 million
Ordinary income
¥509 million
Net income
¥357 million
Full-year earnings forecast
Net Sales
¥28,000 million
Operating profit
¥4,800 million
Ordinary income
¥4,900 million
Net income
¥3,400 million
Orders received
¥29,500 million
Order backlog at period-end
¥19,812 million
Progress against full-year forecast 通期の予想に対して、いまどこまで進んだかの割合です。
Net Sales36.7
Operating profit30.3
Ordinary income27.6
Net income31.6
Orders received42.1
Order backlog at period-end99.2
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
Progress was broadly in line with plan. Revenue and ordinary profit fell slightly short of plan, while operating profit and net income met the targets.Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Increase in revenue¥1,054 million
- Increase in gross profit¥509 million
- Higher SG&A Expenses¥211 million
- Increase in non-operating expenses¥188 million
- Of which, increase in personnel expenses¥165 million
- Of which, increase in equity-method investment losses¥183 million
Assumptions Underlying the Business OutlookThe assumptions used by the company in preparing its forecast.
Revenue is expected to accelerate toward the fourth quarter, supported by a high order backlog. Quantified assumptions for foreign exchange rates, raw material prices, interest rates and other factors: Not disclosedNew initiatives
- Development of LoanEX (loan platform)
- Next-generation loan package designed with AI agent functionality in mind
- Establishment of a platform for foreign nationals
- Establishment of アイティフォー・グロースキャピタル
- Formation of a specialist team to promote M&A, CVC and business alliances
- Deployment of the AI agent platform NiCE Cognigy
- Development of new applications and usage-based products
Key KPIsA metric the company considers important as a management benchmark.
- Orders received¥12,408 millionYear on year against the same period last year+24.5%
- Order backlog¥19,643 millionYear on year against the same period last year+15.3%
- Market share of screening and delinquency-management packages adopted by regional banks70 %
- Employee retention rate through 3 years after joining as a new graduate93 %
- Shareholders20,603 people
Segment results
- Systems Development and SalesNet Sales5,348Segment profit1,454Profit unit¥ million
- RecurringNet Sales4,927
Medium-term management plan targets
Final year of the 4th Medium-Term Management PlanFY2026
Consolidated revenue target¥28,000 million
New Business Revenue Target¥2,800 million
unit2¥ million
HIGH FIVE 2033 Revenue Target¥70,000 million
unit3¥ million
Target fiscal yearFY2033
Financial targets
OtherMaintain high ROE and ROIC
Market Size / Share
Adoption Share Among Regional Banks70 %
Inbound Foreign Travelers 20243,687 %
Travelers unit10,000 people
Inbound Foreign Travelers 2030 Target6,000 %
Traveler Target unit10,000 people
Foreign Workers 2024230 %
Workers unit10,000 people
Projected Foreign Workers in 2030356 %
Projected Workers unit10,000 people
Orders received and order backlog
Orders received12,408
Orders Received unit¥ million
Order backlog19,643
Order Backlog unit¥ million
Number of employees
Number of Employees892 people
Record date31 March 2026
Annual Dividend
¥80 per share
Payout ratio
50 % target
Total payout ratio70
Total Payout Ratio unit% or higher
Acquisition of treasury shares
Display ActualsFY2026 total share buybacks: ¥2,153 million
| Item | Details |
|---|---|
| Document type | Earnings presentation materials |
| Fiscal Period Covered | Second quarter of the fiscal year ending March 2027 |
| Net Sales | ¥10,276 million (YoY +11.4%) |
| Operating profit | ¥1,454 million (YoY +25.8%) |
| Ordinary income | ¥1,350 million (YoY +7.7%) |
| Net income | ¥1,073 million (YoY +8.6%) |
| Gross Profit Margin | 38.1 % |
| Operating profit margin | 14.2 % |
| Selling, general and administrative expenses | ¥2,457 million |
| Results for the three months of the current quarter | Net Sales ¥5,652 million / Operating profit ¥899 million / Ordinary income ¥509 million / Net income ¥357 million |
| Full-year earnings forecast | Net Sales ¥28,000 million / Operating profit ¥4,800 million / Ordinary income ¥4,900 million / Net income ¥3,400 million / Orders received ¥29,500 million / Order backlog at period-end ¥19,812 million |
| Progress against full-year forecast | Net Sales 36.7 / Operating profit 30.3 / Ordinary income 27.6 / Net income 31.6 / Orders received 42.1 / Order backlog at period-end 99.2 |
| Self-assessment against the plan | Progress was broadly in line with plan. Revenue and ordinary profit fell slightly short of plan, while operating profit and net income met the targets. |
| Segment results | Segment Systems Development and Sales / Net Sales ¥5,348 million / Year on year against the same period last year Not disclosed / Segment profit ¥1,454 million / Profit unit ¥ million, Segment Recurring / Net Sales ¥4,927 million / Year on year against the same period last year Not disclosed / Segment profit Not disclosed / Profit unit Not disclosed |
| Breakdown of Factors Affecting the Change | Factors Increase in revenue / Amount ¥1,054 million, Factors Increase in gross profit / Amount ¥509 million, Factors Higher SG&A Expenses / Amount ¥211 million, Factors Increase in non-operating expenses / Amount ¥188 million, Factors Of which, increase in personnel expenses / Amount ¥165 million, Factors Of which, increase in equity-method investment losses / Amount ¥183 million |
| Key KPIs | Indicator name Orders received / Value ¥12,408 million / Year on year against the same period last year ¥24.5 million, Indicator name Order backlog / Value ¥19,643 million / Year on year against the same period last year ¥15.3 million, Indicator name Market share of screening and delinquency-management packages adopted by regional banks / Value 70 % / Year on year against the same period last year Not disclosed, Indicator name Employee retention rate through 3 years after joining as a new graduate / Value 93 % / Year on year against the same period last year Not disclosed, Indicator name Shareholders / Value 20,603 people / Year on year against the same period last year Not disclosed |
| Number of employees | Number of Employees 892 people / Record date 31 March 2026 / Change during the period Not disclosed / Hiring plan Not disclosed |
| Assumptions Underlying the Business Outlook | Revenue is expected to accelerate toward the fourth quarter, supported by a high order backlog. Quantified assumptions for foreign exchange rates, raw material prices, interest rates and other factors: Not disclosed |
| Medium-term management plan targets | Final year of the 4th Medium-Term Management Plan FY2026 / Consolidated revenue target ¥28,000 million / New Business Revenue Target ¥2,800 million / unit2 ¥ million / HIGH FIVE 2033 Revenue Target ¥70,000 million / unit3 ¥ million / Target fiscal year FY2033 |
| Financial targets | ROE Not disclosed / ROIC Not disclosed / Other Maintain high ROE and ROIC |
| Annual Dividend | ¥80 per share |
| Payout ratio | 50 % target |
| Acquisition of treasury shares | Share buyback authorization amount Not disclosed / Number of shares under the buyback program Not disclosed / Period Not disclosed / Display Actuals FY2026 total share buybacks: ¥2,153 million |
| Orders received and order backlog | Orders received 12,408 / Orders Received unit ¥ million / Order backlog 19,643 / Order Backlog unit ¥ million |
| Market Size / Share | Adoption Share Among Regional Banks 70 % / Inbound Foreign Travelers 2024 3,687 % / Travelers unit 10,000 people / Inbound Foreign Travelers 2030 Target 6,000 % / Traveler Target unit 10,000 people / Foreign Workers 2024 230 % / Workers unit 10,000 people / Projected Foreign Workers in 2030 356 % / Projected Workers unit 10,000 people |
| New initiatives | Development of LoanEX (loan platform), Next-generation loan package designed with AI agent functionality in mind, Establishment of a platform for foreign nationals, Establishment of アイティフォー・グロースキャピタル, Formation of a specialist team to promote M&A, CVC and business alliances, Deployment of the AI agent platform NiCE Cognigy, Development of new applications and usage-based products |
Items this document does not state (5)
Unit price and quantity metricsNumber of stores and locationsRisk amount incorporated into the outlookCapital expendituresKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The Financial and BPO businesses drove revenue, while revenue from Aisel, which became a consolidated subsidiary in the third quarter of the previous fiscal year, also contributed. Operating profit increased as gross profit margin and the SG&A ratio improved. Order intake was driven mainly by recurring projects in the BPO business.
How to read this page
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