Agreements reached under this partnership
Business Alliances- 1
The companies will begin providing “One Credit. Card Payment” using Paygent’s “BizPay” invoice card payment platform.
- 2
Payments can be deferred for up to 60 days (Note 1), allowing available funds to be allocated flexibly to business investments, advertising expenses, purchases and other needs.
- 3
The payer name can be specified, and Paygent makes the bank transfer on the customer’s behalf, enabling payment timing to be adjusted without the business partner being aware.
- 4
The entire process is completed online. No documents such as financial statements are required, and the service can be used immediately following Paygent’s proprietary screening process.
- 5
There are no fixed or recurring costs. The only fee is a service fee charged at the time of payment, and card points are also earned based on the amount used (Note 2).
- 6
Multiple bank transfer procedures can be consolidated into credit card payments and managed and completed centrally online.
These are items that the documents state the two companies will work on. The lines above and below represent arrangements between the two companies.
The impact on the Company’s consolidated results for the fiscal year ending March 2027 is expected to be immaterial.
| Item | Details |
|---|---|
| Name of alliance partner | Paygent Co., Ltd. |
| Alliance partner's business activities | Collection agency services related to electronic commerce conducted over the internet and mobile phones |
| Alliance partner's location | Shibuya, Tokyo |
| Type of alliance | Business Alliances |
| Details of the alliance | The companies will begin providing “One Credit. Card Payment” using Paygent’s “BizPay” invoice card payment platform., Payments can be deferred for up to 60 days (Note 1), allowing available funds to be allocated flexibly to business investments, advertising expenses, purchases and other needs., The payer name can be specified, and Paygent makes the bank transfer on the customer’s behalf, enabling payment timing to be adjusted without the business partner being aware., The entire process is completed online. No documents such as financial statements are required, and the service can be used immediately following Paygent’s proprietary screening process., There are no fixed or recurring costs. The only fee is a service fee charged at the time of payment, and card points are also earned based on the amount used (Note 2)., Multiple bank transfer procedures can be consolidated into credit card payments and managed and completed centrally online. |
| Impact on Business Performance | The impact on the Company’s consolidated results for the fiscal year ending March 2027 is expected to be immaterial. |
Items this document does not state (17)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The flexibility of cash management has become increasingly important for small and medium-sized businesses amid rising costs driven by higher prices and the weaker yen. The partnership will also enable the companies to respond quickly to increasingly diverse management challenges and funding needs that require a rapid response.