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Other Disclosures4431Smaregi,Inc.Information and Communications, Services and Others

Notice of the launch of Smaregi Shusse Barai, an AI-powered financing service for small and medium-sized businesses, building a data-driven financial ecosystem using payment infrastructure

Smaregi,Inc. will launch Smaregi Shusse Barai in collaboration with BASE’s YELL BANK, using payment data in AI credit assessments to provide businesses using PAYGATE with early access to future sales proceeds. The service will be available from 25 March 2026 and will enable users to raise up to ¥20 million in as little as 1 business day.

Worth reading
65In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
2000
万円(調達可能金額の上限)
Wording
Conditional
How definitive the wording is.

Announced details

スマレジ・出世払い (future receivables factoring-based financing)PAYGATEYELL BANK
Applicable field (uses covered by this announcement)

小売・飲食等の店舗経営、中小事業者の運転資金調達

Launch date2026年3月25日(予定・提供開始)
What the company reported numerically
Quantitative Effects

最短1営業日のスピード着金。売上発生時のみ支払いが発生。

Relationship between the counterparty and the company
Smaregi,Inc.4431
Relationship with the Company

業務提携を通じて、BASEの資金調達サービス「YELL BANK」と連携して提供する。資本関係・人的関係はNot disclosed。

CounterpartyBASE, Inc. (Securities code: 4477)

本社:東京都港区、代表取締役CEO:鶴岡 裕太。その他の事業内容・資本金・設立年はNot disclosed。

Offering price

手数料率1〜15%。支払いプランおよび調達金額により変動。

Impact on Business Performance

当期の連結業績への影響は軽微。通期業績予想に変更なし。

The company does not address Contract Value.

Announced details
ItemDetails
Names of Products / Services Coveredスマレジ・出世払い (future receivables factoring-based financing), PAYGATE, YELL BANK
CounterpartyBASE, Inc. (Securities code: 4477)
Counterparty overview本社:東京都港区、代表取締役CEO:鶴岡 裕太。その他の事業内容・資本金・設立年はNot disclosed。
Relationship with the Company業務提携を通じて、BASEの資金調達サービス「YELL BANK」と連携して提供する。資本関係・人的関係はNot disclosed。
Offering price手数料率1〜15%。支払いプランおよび調達金額により変動。
Launch date2026年3月25日(予定・提供開始)
Applicable area小売・飲食等の店舗経営、中小事業者の運転資金調達
Quantitative Effects最短1営業日のスピード着金。売上発生時のみ支払いが発生。
Impact on Business Performance当期の連結業績への影響は軽微。通期業績予想に変更なし。
Items this document does not state (9)
Contract ValueContract DateAward/certification nameAwarding / certifying bodyRegistration number and expiry dateLocationLocation scaleUsage historySource

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

中小店舗の運転資金ニーズに対応し、決済・POSデータを活用して機動的な資金提供を行うため。加盟店の成長を資金面から支援し、スマレジの決済・POSプラットフォームの継続利用を促す戦略的金融インフラとすることも目的としている。

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Notice of the launch of Smaregi Shusse Barai, an AI-powered financing service for small and medium-sized businesses, building a data-driven financial ecosystem using payment infrastructure | Smaregi,Inc. (4431) timely disclosure | Komori