Announced details
Credit-related operations, including shopping credit, individual credit purchase intermediation, in-house installment sales, lending and installment sales
株式会社スマートプラスクレジット is an operating company within the Finatext Group. Finatext develops and provides “Crest,” while 株式会社スマートプラスクレジット operates the credit services.
Individual credit purchase intermediary business: Kanto (individual) No. 121. The registration completion was announced on 22 October 2026. Expiration date: Not disclosed.
9th Floor, Sumitomo Fudosan Kudan Building, 1-8-10 Kudan-kita, Chiyoda-ku, Tokyo
In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.
| Item | Details |
|---|---|
| Names of Products / Services Covered | Credit business platform “Crest (クレスト)”, Individual credit purchase intermediary business, Shopping credit |
| Relationship with the Company | 株式会社スマートプラスクレジット is an operating company within the Finatext Group. Finatext develops and provides “Crest,” while 株式会社スマートプラスクレジット operates the credit services. |
| Applicable area | Credit-related operations, including shopping credit, individual credit purchase intermediation, in-house installment sales, lending and installment sales |
| Registration number and expiry date | Individual credit purchase intermediary business: Kanto (individual) No. 121. The registration completion was announced on 22 October 2026. Expiration date: Not disclosed. |
| Location | 9th Floor, Sumitomo Fudosan Kudan Building, 1-8-10 Kudan-kita, Chiyoda-ku, Tokyo |
Items this document does not state (13)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To build practical expertise required to enter the shopping credit business and reflect that knowledge in the development of “Crest” capabilities. The company will also build a platform to support new entrants, existing operators and companies conducting in-house installment sales businesses.