Agreements reached under this partnership
Business alliance- 1
Finatext will adapt "Crest" to support the acceptance, screening, contracting and disbursement of housing loans.
- 2
Smart Plus Credit will provide housing loans based on "Crest."
- 3
TERASS aims to add housing loans and other products offered by Smart Plus Credit and other financial institutions to "Loan Checker," connecting the entire process on "Loan Checker," from borrowing assessment through "Rocket Screening (borrowing assessment)" to proposals for eligible housing loans and application preparation.
- 4
The companies will consider functions that, based on the results of "Rocket Screening (borrowing assessment)," organize the information and documents required for a housing loan application and reduce the procedural burden on both prospective homebuyers and real estate businesses.
These are items that the documents state the two companies will work on. The lines above and below represent arrangements between the two companies.
The impact of this matter on financial results will be immaterial.
| Item | Details |
|---|---|
| Name of alliance partner | 株式会社スマートプラスクレジット, TERASS Co., Ltd. |
| Alliance partner's business activities | A fintech company that supports businesses in providing credit services, centered on the "Crest" credit-related business platform for lending and installment sales, A full-stack startup that advances the customer experience in real estate transactions through real estate technology and DX, while providing consulting and full support for real estate brokerage through approximately 850 professional real estate agents nationwide |
| Alliance partner's location | Chiyoda-ku, Tokyo, Shibuya, Tokyo |
| Type of alliance | Business alliance |
| Details of the alliance | Finatext will adapt "Crest" to support the acceptance, screening, contracting and disbursement of housing loans., Smart Plus Credit will provide housing loans based on "Crest.", TERASS aims to add housing loans and other products offered by Smart Plus Credit and other financial institutions to "Loan Checker," connecting the entire process on "Loan Checker," from borrowing assessment through "Rocket Screening (borrowing assessment)" to proposals for eligible housing loans and application preparation., The companies will consider functions that, based on the results of "Rocket Screening (borrowing assessment)," organize the information and documents required for a housing loan application and reduce the procedural burden on both prospective homebuyers and real estate businesses. |
| Alliance start date | 28 August 2026 |
| Impact on Business Performance | The impact of this matter on financial results will be immaterial. |
Items this document does not state (16)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The verification work required to select and apply for a housing loan, as well as the handling of deficiencies in submitted documents, places a burden on prospective homebuyers, financial institutions and real estate businesses. The collaboration aims to reduce the operational burden on financial institutions and real estate businesses and improve the customer experience for housing loan users.