Announced details
Insurance operations; underwriting assessment operations for smartphone insurance
Within the Finatext Group, Smart Plus Small-Amount and Short-Term Insurance Co., Ltd. has been operating the “Underwriting Assessment Support LLM,” which automatically generates assessment documents using generative AI, in production since 2025.
ニッセイプラス uses Finatext's insurance business platform “Inspire” as its core system. Finatext is responsible for the technology platform underlying this project.
Representative Director and CEO: Kinoshita Akane (木下あかね). Address: 9th Floor, Sumitomo Fudosan Kudan Building, 1-8-10 Kudankita, Chiyoda-ku, Tokyo. Established in December 2018. A company of the Finatext Group, which provides financial infrastructure for the age of AI.
The impact of this matter on financial results will be immaterial.
The company does not address Contract Value / Offering price.
| Item | Details |
|---|---|
| Names of Products / Services Covered | Insurance Business Platform “Inspire”, Underwriting assessment operations for smartphone insurance, Practical Model for Responsible Generative AI Use |
| Counterparty | Finatext |
| Counterparty overview | Representative Director and CEO: Kinoshita Akane (木下あかね). Address: 9th Floor, Sumitomo Fudosan Kudan Building, 1-8-10 Kudankita, Chiyoda-ku, Tokyo. Established in December 2018. A company of the Finatext Group, which provides financial infrastructure for the age of AI. |
| Relationship with the Company | ニッセイプラス uses Finatext's insurance business platform “Inspire” as its core system. Finatext is responsible for the technology platform underlying this project. |
| Applicable area | Insurance operations; underwriting assessment operations for smartphone insurance |
| Usage history | Within the Finatext Group, Smart Plus Small-Amount and Short-Term Insurance Co., Ltd. has been operating the “Underwriting Assessment Support LLM,” which automatically generates assessment documents using generative AI, in production since 2025. |
| Impact on Business Performance | The impact of this matter on financial results will be immaterial. |
Items this document does not state (11)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To mitigate issues including the black-box nature of generative AI decision-making, variations in determinations, and the need to ensure accountability, while providing responsible insurance services and improving the efficiency of underwriting assessment operations.