FY2027-H1First statedAnnual report
「More recently, the rapid advancement of AI technology and growing interest in stablecoins in the business-to-business payments sector have strongly driven structural change in the payments and financial services industries. Specifically, against the backdrop of the spread of generative AI, emerging companies operating SaaS businesses and others are accelerating efforts to embed payment and financial functions in their own services with the aim of expanding revenue opportunities. Financial institutions and large operating companies are also seeing emerging demand to modernize, or replace, rigid conventional core systems with lightweight, highly flexible payment infrastructure in order to develop new services for the AI era and handle massive volumes of data.」
The Group separately disclosed for the first time that advances in AI technology, interest in stablecoins, the embedding of payment and financial functions by SaaS companies, and demand from financial institutions and large operating companies to modernize their core systems are factors driving structural change in the payments and financial services industries.