Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ thousand).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
In the payment platform business, growth in BtoB GTV for Xard and Winvoice, as well as development and initial implementation for the modernization of financial institutions, contributed to results. In the merchant platform business, the reversal of earnings from payment terminal implementation projects brought forward in the previous fiscal year, and in the consulting business, resource optimization and increased intersegment transactions, had an impact.
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| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | ¥4,911 million (YoY +14.8%) |
| Operating profit | ¥159 million (YoY -41.5%) |
| Ordinary income | ¥136 million (YoY -44.5%) |
| Profit attributable to owners of the parent | ¥69 million (YoY -81.8%) |
| Net income per share | ¥3.32 |
| Equity ratio | End of the current fiscal period 41.5 / End of previous period 51.8 |
| Total assets | ¥13,762 million |
| Net assets | ¥5,714 million |
| Cash flows from operating activities | ¥-1,475,030 thousand |
| Cash flows from investing activities | ¥-271,689 thousand |
| Cash flows from financing activities | ¥3,471,316 thousand |
| Cash and cash equivalents at end of period | ¥7,065,501 thousand |
| Full-year earnings forecast | Net Sales ¥11,200 million (YoY +17.8%) / Operating profit ¥600 million (YoY +36.3%) / Ordinary income ¥530 million (YoY +57.4%) / Net income ¥480 million (YoY +8.0%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | ¥0 → ¥0（0.0%） |
| Segment revenue | Payment Platform Business ¥3,229 million (YoY +53.7%), Merchant Platform Business ¥1,172 million (YoY -15.2%), Consulting Business ¥509 million (YoY -35.9%) |
| Segment profit | Payment Platform Business ¥58 million, Merchant Platform Business ¥100 million (YoY -65.5%), Consulting Business ¥201 million (YoY -37.9%) |
| Depreciation and amortization | ¥82,367 thousand |
| Impairment loss | Not applicable (no relevant assets) |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on sale of investment securities ¥18,049 thousand / Extraordinary loss Not disclosed |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | No (0 additions, 0 exclusions) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for institutional investors and analysts) |
| Issued Shares at Period-End | 21,112,800 shares |
| Treasury Shares at Period-End | 0 shares |
| Factors Behind Changes in Business Performance | In the payment platform business, growth in BtoB GTV for Xard and Winvoice, as well as development and initial implementation for the modernization of financial institutions, contributed to results. In the merchant platform business, the reversal of earnings from payment terminal implementation projects brought forward in the previous fiscal year, and in the consulting business, resource optimization and increased intersegment transactions, had an impact. |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.In the payment platform business, growth in BtoB GTV for Xard and Winvoice, as well as development and initial implementation for the modernization of financial institutions, drove revenue. In the merchant platform business, the reversal of earnings from payment terminal implementation projects brought forward in the previous fiscal year, and in the consulting business, resource optimization including the transfer of personnel to other segments, were factors behind lower revenue and profit.