Announced details
Pharmaceutical industry. B2B payments between pharmaceutical manufacturers and pharmaceutical wholesalers.
Pharmaceutical manufacturers’ collection period will be shortened and standardized to as little as 30 days. Pharmaceutical wholesalers will generally maintain their existing payment terms and bank transfer timing.
Infcurion, アルファリア and Sumitomo Mitsui Card will collaborate to build the service by combining their respective capabilities, expertise and resources. アルファリア is a wholly owned subsidiary of TOHO HOLDINGS CO.,LTD.
アルファリア株式会社: Wholly owned subsidiary of TOHO HOLDINGS CO.,LTD. Head office: Chuo-ku, Tokyo. Established: 15 January 2014. Representative: Miura Yasumasa (三浦 康正), Representative Director, President and CEO. Business overview: Payment services, factoring services and related businesses., Sumitomo Mitsui Card Company, Limited: Head office: Koto-ku, Tokyo. Established: 26 December 1967. Representative: Sasaki Takeya (佐々木 丈也), Representative Director and President. Business overview: Credit card services, debit card, prepaid card and other payment services, loan services, guarantee services, consumer finance services, transaction services and other related businesses.
Trademark registration application pending (registration number and expiration date: not disclosed)
In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.
| Item | Details |
|---|---|
| Names of Products / Services Covered | Pharma Trade Pay (provisional name), Winvoice (invoice payment platform) |
| Counterparty | アルファリア株式会社, Sumitomo Mitsui Card Company, Limited |
| Counterparty overview | アルファリア株式会社: Wholly owned subsidiary of TOHO HOLDINGS CO.,LTD. Head office: Chuo-ku, Tokyo. Established: 15 January 2014. Representative: Miura Yasumasa (三浦 康正), Representative Director, President and CEO. Business overview: Payment services, factoring services and related businesses., Sumitomo Mitsui Card Company, Limited: Head office: Koto-ku, Tokyo. Established: 26 December 1967. Representative: Sasaki Takeya (佐々木 丈也), Representative Director and President. Business overview: Credit card services, debit card, prepaid card and other payment services, loan services, guarantee services, consumer finance services, transaction services and other related businesses. |
| Relationship with the Company | Infcurion, アルファリア and Sumitomo Mitsui Card will collaborate to build the service by combining their respective capabilities, expertise and resources. アルファリア is a wholly owned subsidiary of TOHO HOLDINGS CO.,LTD. |
| Launch date | Scheduled to launch from 7 October 2026 |
| Applicable area | Pharmaceutical industry. B2B payments between pharmaceutical manufacturers and pharmaceutical wholesalers. |
| Registration number and expiry date | Trademark registration application pending (registration number and expiration date: not disclosed) |
| Quantitative Effects | Pharmaceutical manufacturers’ collection period will be shortened and standardized to as little as 30 days. Pharmaceutical wholesalers will generally maintain their existing payment terms and bank transfer timing. |
Items this document does not state (10)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To address industry-specific challenges, including the lengthening and lack of standardization of collection periods between pharmaceutical manufacturers and pharmaceutical wholesalers, as well as the impact on wholesalers’ cash flow when changing payment methods.