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Other Disclosures438AInfcurion,Inc.Information and Communications, Services and Others

Launch of the Credit and Guarantee Option on the Next-Generation Card Issuance Platform “Xard,” Providing Coverage for Uncollectible Receivables Risk

Infcurion added a new option to its Xard card issuance platform that sets credit limits and guarantees the risk of uncollected card payments, and began offering it on 27 July 2026. This enables businesses that do not wish to manage credit expertise or uncollected-payment risk in-house to issue business cards under their own brands.

Worth reading
52Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Improvement
Direction inferred from the company’s description.
Scale
—
Displayed only when the document provides numerical figures.
Wording
Conditional
How definitive the wording is.

Announced details

Xard (card-issuing platform)Credit and Guarantee Option
Applicable field (uses covered by this announcement)

Business cards for corporations and sole proprietors, B2B payments, and the credit card issuance business

Launch date27 July 2026 (launch date; actual)

In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.

Source (materials cited by the company)

Yano Research Institute Co., Ltd., "Survey of the Credit Card Market (2025)"

Raccoon Financial Co., Ltd., "Payment Method Mix and Use of External Payment Processing and Guarantee Services among B2B E-commerce and SaaS Companies"

Announced details
ItemDetails
Names of Products / Services CoveredXard (card-issuing platform), Credit and Guarantee Option
Launch date27 July 2026 (launch date; actual)
Applicable areaBusiness cards for corporations and sole proprietors, B2B payments, and the credit card issuance business
SourceYano Research Institute Co., Ltd., "Survey of the Credit Card Market (2025)", Raccoon Financial Co., Ltd., "Payment Method Mix and Use of External Payment Processing and Guarantee Services among B2B E-commerce and SaaS Companies"
Items this document does not state (14)
CounterpartyCounterparty overviewRelationship with the CompanyContract ValueOffering priceContract DateAward/certification nameAwarding / certifying bodyRegistration number and expiry dateLocationLocation scaleQuantitative EffectsUsage historyImpact on Business Performance

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

To address the lack of credit expertise and the burden of uncollected-payment risk faced by businesses considering issuing credit cards under their own brands, and to meet demand for card payments in B2B transactions.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Launch of the Credit and Guarantee Option on the Next-Generation Card Issuance Platform “Xard,” Providing Coverage for Uncollectible Receivables Risk | Infcurion,Inc. (438A) timely disclosure | Komori