Results for this period
Third quarter2024年7月1日〜2025年3月31日ConsolidatedIFRSThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
プロダクト施策と効果的なマーケティング施策、債権残高の積み上がり・定額払い債権の成長、新手数料モデル、マーケティング費用の効率化・各種費用削減、各種還付金等の一時要因
None (the note on the going concern assumption states, “There are no applicable matters.”)
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 2024年7月1日〜2025年3月31日 |
| Net Sales | ¥144,067 million (YoY +2.3%) |
| Operating profit | ¥20,336 million (YoY +58.9%) |
| Ordinary income | ¥21,670 million (profit before tax for the quarter) (YoY +65.9%) |
| Profit attributable to owners of the parent | ¥11,732 million (YoY +34.0%) |
| Net income per share | 71.49円 |
| Equity ratio | End of the current fiscal period 16.2 / End of previous period 14.3 |
| Total assets | ¥523,097 million |
| Net assets | ¥84,989 million |
| Cash flows from operating activities | ¥8,141 million |
| Cash flows from investing activities | ¥-1,204 million |
| Cash flows from financing activities | ¥-13,608 million |
| Cash and cash equivalents at end of period | ¥183,738 million |
| Full-year earnings forecast | Net Sales 200,000～210,000 / Operating profit 22,000～25,000（コア営業利益） / Ordinary income Not disclosed / Net income Not disclosed |
| Annual Dividend Forecast | ¥0 → ¥0（0.0%） |
| Segment revenue | Japan Region ¥111,858 million (YoY +8.0%), US ¥27,808 million (YoY -16.6%) |
| Segment profit | Japan Region ¥26,172 million (YoY +19.2%), US ¥-50 million |
| Depreciation and amortization | ¥1,303 million |
| Disclosure regarding the going concern assumption | None (the note on the going concern assumption states, “There are no applicable matters.”) |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | 重要な変更なし（新規・除外の社数・社名はNot disclosed） |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No (対象者 not stated) |
| Issued Shares at Period-End | 164,393,732 |
| Treasury Shares at Period-End | 287 |
| Factors Behind Changes in Business Performance | プロダクト施策と効果的なマーケティング施策、債権残高の積み上がり・定額払い債権の成長、新手数料モデル、マーケティング費用の効率化・各種費用削減、各種還付金等の一時要因 |
Items this document does not state (9)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Japan Regionではプロダクト施策やマーケティング施策により売上収益・セグメント利益が増加し、Fintechでは債権残高の積み上がりと定額払い債権の成長が進んだ。USでは新手数料モデル、マーケティング費用の効率化、コアプロダクト強化に伴う費用削減、各種還付金等の一時要因により損失が大幅に縮小した。