Worth reading
41Recurring
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
13.5
% (year-on-year change in revenue)Wording
Conditional
How definitive the wording is.Results for this period
Third quarter1 January 2026 to 30 September 2026Non-consolidated (separate)Japanese GAAPNet Sales2,719¥ millionYear on year +13.5%Progress 73.8%
Operating profit697¥ millionYear on year +15.7%Progress 82.0%
Ordinary income732¥ millionYear on year +19.4%Progress 86.1%
Net income attributable to owners of the parent510¥ millionYear on year +19.9%Progress 86.9%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥68.17
Financial position at period-end
Total assets8,956¥ million
of which net assets 2,017 ¥ millionEquity ratio 22.3%vs. prior year-end +7.3pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenuePayment ¥1,638,376 thousand (YoY +11.9%), Financial Cloud ¥1,076,413 thousand (YoY +15.6%)
Segment profitPayment ¥912,562 thousand (YoY +27.4%), Financial Cloud ¥264,946 thousand (YoY +28.8%)
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥3,683 million (YoY +13.1%)
Operating profit¥850 million (YoY +9.9%)
Ordinary income¥850 million (YoY +7.7%)
Net income¥587 million (YoY +8.3%)
Annual Dividend Forecast¥28 → ¥15.5（Simple comparison is not possible due to the stock split.）
Factors Behind Changes in Business Performance
Revenue increased due to the steady buildup in the number of contracts and recurring revenue, while profit increased as a result of the higher revenue and controlled spending.
Disclosure regarding the going concern assumption
Not applicable
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Material subsequent eventsEffective 1 October 2026, the Company split 1 common share into 2 shares, and in connection with the stock split, the number of authorized shares changed from 10 million to 20 million.
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on reversal of subscription rights to shares / Amount Not disclosed / Extraordinary loss Not disclosed
Depreciation and amortization¥80,982 thousand
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingHeld ( 대상者: Not disclosed)
Issued Shares at Period-End7,752,556 shares
Treasury Shares at Period-End4,202 shares
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Non-consolidated (separate) |
| Period Covered | 1 January 2026 to 30 September 2026 |
| Net Sales | ¥2,719 million (YoY +13.5%) |
| Operating profit | ¥697 million (YoY +15.7%) |
| Ordinary income | ¥732 million (YoY +19.4%) |
| Profit attributable to owners of the parent | ¥510 million (YoY +19.9%) |
| Net income per share | ¥68.17 |
| Equity ratio | End of the current fiscal period 22.3 / End of previous period 15 |
| Total assets | ¥8,956 million |
| Net assets | ¥2,017 million |
| Full-year earnings forecast | Net Sales ¥3,683 million (YoY +13.1%) / Operating profit ¥850 million (YoY +9.9%) / Ordinary income ¥850 million (YoY +7.7%) / Net income ¥587 million (YoY +8.3%) |
| Annual Dividend Forecast | ¥28 → ¥15.5（Simple comparison is not possible due to the stock split.） |
| Segment revenue | Payment ¥1,638,376 thousand (YoY +11.9%), Financial Cloud ¥1,076,413 thousand (YoY +15.6%) |
| Segment profit | Payment ¥912,562 thousand (YoY +27.4%), Financial Cloud ¥264,946 thousand (YoY +28.8%) |
| Depreciation and amortization | ¥80,982 thousand |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on reversal of subscription rights to shares / Amount Not disclosed / Extraordinary loss Not disclosed |
| Disclosure regarding the going concern assumption | Not applicable |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Material subsequent events | Effective 1 October 2026, the Company split 1 common share into 2 shares, and in connection with the stock split, the number of authorized shares changed from 10 million to 20 million. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Held ( 대상者: Not disclosed) |
| Issued Shares at Period-End | 7,752,556 shares |
| Treasury Shares at Period-End | 4,202 shares |
| Factors Behind Changes in Business Performance | Revenue increased due to the steady buildup in the number of contracts and recurring revenue, while profit increased as a result of the higher revenue and controlled spending. |
Items this document does not state (12)
Operating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogImpairment lossChanges in the scope of consolidation
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The buildup in the number of contracts and recurring revenue contributed to higher revenue. In addition to the revenue effect, controlling spending while scrutinizing cost-effectiveness led to higher operating profit.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.