Briefing on Financial Results for the Second Quarter of the Fiscal Year Ending September 2026 | GMO Financial Gate,Inc. (4051) timely disclosure

Worth reading

50Recurring

0–100. This measures how worthwhile something is to read, not how good or bad the company is.

Direction

Improvement

Direction inferred from the company’s description.

Scale

16.2

Year-on-year change in revenue (%)

Wording

Conditional

How definitive the wording is.

Contents of this document

Presentation materials for financial resultsSecond quarter of FY2026 ending September (first half)6 items taken from the company’s own explanation

Financial Results Figures (The key points of this material are explained below)

Net Sales¥10,515 million+16.2%

Operating profit¥1,559 million+12.8%

Net income¥1,049 million +1.5%interim profit attributable to owners of the parent

Results for the three months of the current quarter

Active IDs

456,703 ID+11.1%

Payment processing volume

31,185 ten thousand items+31.8%

ARPU

¥5,736+15.8%

GMV

23,289 Hundreds of millions of yen+21.4%

Full-year earnings forecast

Revenue

¥19,730 million

Gross profit

¥7,251 million

Operating profit

¥2,800 million

Income before taxes

¥2,782 million

Interim profit attributable to owners of the parent

¥1,870 million

Progress against full-year forecast　通期の予想に対して、いまどこまで進んだかの割合です。

Revenue53.3%

Gross profit50.2%

Operating profit55.7%

Income before taxes55.7%

Interim profit attributable to owners of the parent56.1%

What the company explained in this material

Self-assessment against the planThe company's self-assessment against its own plan.

Revenue and operating profit are both ahead of schedule against the full-year plan

Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.

Early delivery of large projects for major commercial facilities and drugstoresApproximately ¥950 million
Year-on-year decline in development revenueApproximately -¥393 million

New initiatives

Launch of integration with Uber Direct
Advanced and more efficient AI-based fraud detection, merchant screening, merchant support, software development, legal and back-office operations
Full-scale rollout of projects for major commercial facilities
Securing advance inventory of core terminals and diversifying procurement across multiple manufacturers

Key KPIsA metric the company considers important as a management benchmark.

Recurring revenue¥5,228 million
Year on year against the same period last year+29.9%
Active IDs456,703 ID
Year-on-year change+45,000 IDs
Payment transactions processed (cumulative first half)6.3 100 million transactions
Year on year against the same period last year+33.3%
GMV (cumulative first half, reference)¥4.7 trillion
Year on year against the same period last year+22.8%
ROE26.6 %

Unit price and quantity metricsThese figures show sales broken down by price and volume.

Payment processing volume31,185 ten thousand items
Year on year against the same period last year+31.8%
ARPU¥5,736
Year on year against the same period last year+15.8%
Active IDs456,703 ID
Year on year against the same period last year+11.1%

Medium-term management plan targets

Target fiscal yearFiscal year ending September 2030
Target valueOperating profit of ¥30 million per employee
Target fiscal yearFiscal year ending September 2033
Target valueOperating profit of ¥10 billion or more

Contents of this document
Item	Details
Document type	Presentation materials for financial results
Fiscal Period Covered	Second quarter of FY2026 ending September (first half)
Net Sales	¥10,515 million (YoY +16.2%)
Operating profit	¥1,559 million (YoY +12.8%)
Net income	¥1,049 million (interim profit attributable to owners of the parent) (YoY +1.5%)
Results for the three months of the current quarter	Active IDs 456,703 ID (YoY +11.1%) / Payment processing volume 31,185 ten thousand items (YoY +31.8%) / ARPU ¥5,736 (YoY +15.8%) / GMV 23,289 Hundreds of millions of yen (YoY +21.4%)
Full-year earnings forecast	Revenue ¥19,730 million / Gross profit ¥7,251 million / Operating profit ¥2,800 million / Income before taxes ¥2,782 million / Interim profit attributable to owners of the parent ¥1,870 million
Progress against full-year forecast	Revenue 53.3% / Gross profit 50.2% / Operating profit 55.7% / Income before taxes 55.7% / Interim profit attributable to owners of the parent 56.1%
Self-assessment against the plan	Revenue and operating profit are both ahead of schedule against the full-year plan
Breakdown of Factors Affecting the Change	Factors Early delivery of large projects for major commercial facilities and drugstores / Amount Approximately ¥950 million, Factors Year-on-year decline in development revenue / Amount Approximately -¥393 million
Key KPIs	Indicator name Recurring revenue / Value ¥5,228 million / Year on year against the same period last year ¥29.9 million, Indicator name Active IDs / Value 456,703 ID / Year-on-year change +45,000 IDs, Indicator name Payment transactions processed (cumulative first half) / Value 6.3 100 million transactions / Year on year against the same period last year 33.3 100 million transactions, Indicator name GMV (cumulative first half, reference) / Value ¥4.7 trillion / Year on year against the same period last year ¥22.8 trillion, Indicator name ROE / Value 26.6 % / Year on year against the same period last year Not disclosed
Unit price and quantity metrics	Indicator name Payment processing volume / Value 31,185 ten thousand items / Year on year against the same period last year 31.8 ten thousand items, Indicator name ARPU / Value ¥5,736 / Year on year against the same period last year ¥15.8, Indicator name Active IDs / Value 456,703 ID / Year on year against the same period last year 11.1 ID
Medium-term management plan targets	Target fiscal year Fiscal year ending September 2030 / Target value Operating profit of ¥30 million per employee, Target fiscal year Fiscal year ending September 2033 / Target value Operating profit of ¥10 billion or more
New initiatives	Launch of integration with Uber Direct, Advanced and more efficient AI-based fraud detection, merchant screening, merchant support, software development, legal and back-office operations, Full-scale rollout of projects for major commercial facilities, Securing advance inventory of core terminals and diversifying procurement across multiple manufacturers

Items this document does not state (17)

Ordinary incomeGross Profit MarginOperating profit marginSelling, general and administrative expensesSegment resultsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Revenue benefited from growth in recurring revenue generated by highly active merchants in the lifestyle sector, early delivery of projects for major commercial facilities and drugstores, and the continued effects of promotions targeting SMEs. On the earnings side, development revenue declined by approximately ¥393 million year on year, while growth in recurring revenue lifted gross profit and operating profit.

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