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Money Forward (3994) · RiskRestated

Risks of responding to technological innovation, changing customer needs and intensifying competition

First written in FY2016. 6 of 7 entries say "Restated". Latest entry: FY2024-Q2.

7entries
8years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2016 – FY2024-Q22017: 320172018: 120182019: 020192020: 120202021: 020212022: 020222023: 120232024: 12024
Same theme, other companies
Product Obsolescence Due to Intensified Competition and Delays in Adapting to TechnologyA theme 124 companies write about · 127 as a headwind · 0 as a tailwind

The whole theme swung hardest in 2026: 28 of 57 companies on the "Worse" side.

65 other companies' latest entry also says "Restated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 124 companies compared. The sentences above are computed from all 124.
Full recordFilings, disclosures and news, newest first
  1. FY2024-Q2RestatedAnnual report

    「During the six-month cumulative period, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」

    The disclosure broadly states that there have been no material changes concerning the risk of failing to respond to technological innovation and changing customer needs.
  2. FY2023-Q3RestatedAnnual report

    「During the nine-month cumulative period, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」

    The disclosure broadly states that there have been no material changes concerning the risk of failing to respond to technological innovation and changing customer needs.
  3. FY2020-Q2RestatedAnnual report

    「During the six-month period ended [the current second quarter], there were no newly arising business or other risks, nor any material changes to the business and other risks described in the Annual Securities Report for the prior fiscal year.」

    It is stated that there have been no material changes concerning the risk of failing to respond to technological innovation, changing customer needs and intensifying competition.
  4. FY2017RestatedAnnual report

    「If our group is unable to respond promptly to technological innovation and changes in customer needs, or if responding to such changes requires significant expenditures, including system investments and personnel costs, this may affect our group's business performance.」

    The risks of delays in responding to technological innovation and changes in customer needs, and of rising response costs, remain.
  5. FY2017-Q2RestatedAnnual report

    「During the first six months of the current consolidated fiscal year, there were no new business or other risks, nor any material changes to the business and other risks described in the securities report for the previous fiscal year.」

    It is stated that there have been no material changes concerning the risk of failing to respond to technological innovation, changing customer needs and intensifying competition.
  6. FY2017-Q1RestatedAnnual report

    「During the first quarter of the current fiscal year, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」

    It is stated that there have been no material changes concerning the risk of failing to respond to technological innovation, changing customer needs and intensifying competition.
  7. FY2016First statedAnnual report

    「If our group is unable to respond promptly to technological innovation and changes in customer needs, or if responding to such changes requires significant expenditures, including system investments and personnel costs, this may affect our group's business performance.」

    The risks identified are delays in responding to changes and rising response costs.
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Risks of responding to technological innovation, changing customer needs and intensifying competition | Money Forward,Inc. (3994) | Komori