Komori
Money Forward (3994) · RiskRestated

Risk of Financial Institutions Refusing Account Aggregation Connections

First written in FY2016. 8 of 9 entries say "Restated". Latest entry: FY2025.

9entries
10years
0from disclosures
Share on X
How it moved
ProgressHeldSoftenedWorseRestatedFY2016 – FY20252017: 320172018: 120182019: 020192020: 120202021: 020212022: 020222023: 120232024: 120242025: 120252026: 1
Same theme, other companies
Dependence on Financial Institution APIs and Account Synchronization ConnectionsA theme 2 companies write about · 2 as a headwind · 0 as a tailwind

0 other companies' latest entry also says "Restated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2025RestatedAnnual report

    「If financial institutions or other entities refuse access to account information through our group's services, we may no longer be able to obtain the information.」

    The risk of account aggregation connection refusals, together with measures to maintain relationships through contracts, system design and responses to inquiries, remains in place.
  2. FY2024RestatedAnnual report

    「If financial institutions or other entities refuse access to account information through our group's services, making it impossible to obtain information from those financial institutions or other entities, it may become difficult to provide certain functions of Money Forward Cloud, Money Forward ME and other services, potentially affecting our group's business and performance.」

    The risk of account connection refusals by non-bank financial institutions and other entities, together with measures to maintain relationships through contracts, system design and responses to inquiries, continues to be disclosed.
  3. FY2024-Q2RestatedAnnual report

    「During the six-month cumulative period, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」

    A comprehensive statement says that there have been no material changes in the risk that financial institutions will refuse account aggregation connections.
  4. FY2023-Q3RestatedAnnual report

    「During the nine-month cumulative period, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」

    The continued existence of previously identified risks is indicated by a comprehensive statement that there have been no material changes in business and other risks.
  5. FY2020-Q2RestatedAnnual report

    「During the six-month period ended [the current second quarter], there were no newly arising business or other risks, nor any material changes to the business and other risks described in the Annual Securities Report for the prior fiscal year.」

    It is stated that there have been no material changes in the risk that financial institutions will refuse account aggregation connections.
  6. FY2017RestatedAnnual report

    「We maintain good relationships with financial institutions and other entities by obtaining permission for special access, including by disclosing our group's source IP addresses, and by responding promptly to inquiries from them.」

    While the risk of financial institutions refusing connections remains, measures to maintain relationships through special access permissions and responses to inquiries are described.
  7. FY2017-Q2RestatedAnnual report

    「During the first six months of the current consolidated fiscal year, there were no new business or other risks, nor any material changes to the business and other risks described in the securities report for the previous fiscal year.」

    It is stated that there have been no material changes in the risk that financial institutions will refuse account aggregation connections.
  8. FY2017-Q1RestatedAnnual report

    「During the first quarter of the current fiscal year, there were no new business or other risks, nor any material changes to the business or other risks described in the securities report for the previous fiscal year.」

    It is stated that there have been no material changes in the risk of refusal of access to account information.
  9. FY2016First statedAnnual report

    「If financial institutions or other entities refuse access to account information through our group's services, we may no longer be able to obtain the information.」

    The company discloses as a business risk its dependence on connections with financial institutions to obtain account information.
Moved together

None of this company's other threads moved the same way in the same document twice or more.

When this could move next
No upcoming earnings preview for Money Forward yet.
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Risk of Financial Institutions Refusing Account Aggregation Connections | Money Forward,Inc. (3994) | Komori