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Other Disclosures3917iRidge,Inc.Information and Communications, Services and Others

[Survey of all 95 banks] Mortgage rates: 1 in 5 AI answers gave figures that differed from the official websites. 70% were less favorable than the actual rates

iRidge,Inc. published the results of a survey of 95 regional banks nationwide examining whether generative AI could correctly read bank websites, answer questions about interest rates and recommend banks. For mortgage and time deposit rate information, the match rate with officially published figures was just 77.1%, and 71% of discrepancies were unfavorable to users.

Worth reading
46Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Mixed performance
Direction inferred from the company’s description.
Scale
77.1
Match rate with officially published figures (%)
Wording
Conditional
How definitive the wording is.

Announced details

AI Search Reality Survey 2026: Regional Banks Edition
Applicable field (uses covered by this announcement)

Regional banks’ readiness for AI search, mortgage and time deposit rate information, and digital marketing for financial institutions

What the company reported numerically
Quantitative Effects

77.1% match rate with officially published figures; 71% of the 366 discrepancies were less favorable than the actual rates

Location (as indicated in this announcement)

61 banks belonging to the Regional Banks Association of Japan and 34 banks belonging to the Second Association of Regional Banks, for a total of 95 banks

Offering price

Free (white paper download)

The company does not address Contract Value / Impact on Business Performance.

Source (materials cited by the company)

iRidge,Inc.’s “AI Search Reality Survey 2026: Regional Banks Edition”

Announced details
ItemDetails
Names of Products / Services CoveredAI Search Reality Survey 2026: Regional Banks Edition
Offering priceFree (white paper download)
Applicable areaRegional banks’ readiness for AI search, mortgage and time deposit rate information, and digital marketing for financial institutions
Location scale61 banks belonging to the Regional Banks Association of Japan and 34 banks belonging to the Second Association of Regional Banks, for a total of 95 banks
Quantitative Effects77.1% match rate with officially published figures; 71% of the 366 discrepancies were less favorable than the actual rates
SourceiRidge,Inc.’s “AI Search Reality Survey 2026: Regional Banks Edition”
Items this document does not state (12)
CounterpartyCounterparty overviewRelationship with the CompanyContract ValueContract DateLaunch dateAward/certification nameAwarding / certifying bodyRegistration number and expiry dateLocationUsage historyImpact on Business Performance

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

A nationwide survey of regional banks was conducted to assess whether generative AI could accurately read information on bank websites, correctly provide interest-rate information and recommend banks.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
[Survey of all 95 banks] Mortgage rates: 1 in 5 AI answers gave figures that differed from the official websites. 70% were less favorable than the actual rates | iRidge,Inc. (3917) timely disclosure | Komori