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Other Disclosures3917iRidge,Inc.Information and Communications, Services and Others

56% of banking app users say they would entrust their money to AI: 2026 Banking App Usage Survey

アイリッジ published the results of a survey on banking app usage conducted among people aged 20 to 69. The survey highlights a rising banking app usage rate, broader use of regional bank apps, use of investment features, and demand for AI-based advice and delegated asset management.

Worth reading
42Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Mixed performance
Direction inferred from the company’s description.
Scale
56
% (the percentage of respondents who said they would “like to try” or “somewhat like to try” having AI manage their money or advise them on financial concerns through a banking app)
Wording
Conditional
How definitive the wording is.

Announced details

Banking appAPPBOX
Applicable field (uses covered by this announcement)
FinanceBanksAsset Management
What the company reported numerically
Quantitative Effects

Banking app usage rate: approximately 80% (up 6 percentage points from the previous survey)

Users of regional bank apps who use them at least once a month: up 10 percentage points year on year

New users of investment features: approximately 26%

Willingness to use AI: 56%

Regional bank account openings attributed to lifestyle changes: approximately 30%

Location (as indicated in this announcement)

Minato-ku, Tokyo (iRidge, Inc. headquarters)

In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.

Source (materials cited by the company)

“Survey on Banking Apps” conducted by アイリッジ. Internet research; ① 1,965 respondents, ② 329 respondents; survey period: 5–10 June 2026

Announced details
ItemDetails
Names of Products / Services CoveredBanking app, APPBOX
Applicable areaFinance, Banks, Asset Management
LocationMinato-ku, Tokyo (iRidge, Inc. headquarters)
Quantitative EffectsBanking app usage rate: approximately 80% (up 6 percentage points from the previous survey), Users of regional bank apps who use them at least once a month: up 10 percentage points year on year, New users of investment features: approximately 26%, Willingness to use AI: 56%, Regional bank account openings attributed to lifestyle changes: approximately 30%
Source“Survey on Banking Apps” conducted by アイリッジ. Internet research; ① 1,965 respondents, ② 329 respondents; survey period: 5–10 June 2026
Items this document does not state (13)
CounterpartyCounterparty overviewRelationship with the CompanyContract ValueOffering priceContract DateLaunch dateAward/certification nameAwarding / certifying bodyRegistration number and expiry dateLocation scaleUsage historyImpact on Business Performance

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The factors cited include growing interest in asset management since the launch of the new NISA, a shift to time deposits as interest rates rise, changes in lifestyles, and a proactive attitude toward digital services. Regarding the use of AI, the survey explains that designing use cases in which users can experience the value of AI will be key to its adoption.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
56% of banking app users say they would entrust their money to AI: 2026 Banking App Usage Survey | iRidge,Inc. (3917) timely disclosure | Komori