Announced details
Overseas payment markets, primarily in South Asia and Southeast Asia. Applications include online payments, in-store card payments, digital wallets, and international remittances.
The Company entered into a strategic business partnership agreement with SAKURA EXCHANGE PTE. LTD. on 30 April 2026. The Company has no capital or personnel relationship with SAKURA EXCHANGE GUAM, INC. or MatchMove, and plans to use MatchMove’s financial infrastructure through SAKURA EXCHANGE.
SAKURA EXCHANGE PTE. LTD.: Based in Singapore. Its CEO is Ito Akio (伊藤彰男). The company develops businesses related to fintech services for overseas markets and supports system operations and the introduction of card programs. SAKURA EXCHANGE GUAM, INC.: Based in the Territory of Guam, United States. Established in 2018, it provides card, wallet, and other financial services and is registered as an MSB with FinCEN. MATCHMOVE PAY PTE. LTD.: Based at 137 Telok Ayer Street, Singapore. It provides embedded finance, digital wallets, card program management and processing, and related services, and holds a Major Payment Institution licence from MAS. Mastercard: The international card network for this program.
A recurring subscription-based service priced at approximately US$5 to US$10 per month as a basic plan. Card issuance fees and other charges will also be sources of revenue.
The impact on results for the current consolidated fiscal year has not been determined because the trend in the number of users remains uncertain. The Company will promptly disclose any material impact once it becomes known.
The company does not address Contract Value.
| Item | Details |
|---|---|
| Names of Products / Services Covered | WHY HOW Card |
| Counterparty | SAKURA EXCHANGE PTE. LTD., MATCHMOVE PAY PTE. LTD., SAKURA EXCHANGE GUAM, INC., Mastercard |
| Counterparty overview | SAKURA EXCHANGE PTE. LTD.: Based in Singapore. Its CEO is Ito Akio (伊藤彰男). The company develops businesses related to fintech services for overseas markets and supports system operations and the introduction of card programs. SAKURA EXCHANGE GUAM, INC.: Based in the Territory of Guam, United States. Established in 2018, it provides card, wallet, and other financial services and is registered as an MSB with FinCEN. MATCHMOVE PAY PTE. LTD.: Based at 137 Telok Ayer Street, Singapore. It provides embedded finance, digital wallets, card program management and processing, and related services, and holds a Major Payment Institution licence from MAS. Mastercard: The international card network for this program. |
| Relationship with the Company | The Company entered into a strategic business partnership agreement with SAKURA EXCHANGE PTE. LTD. on 30 April 2026. The Company has no capital or personnel relationship with SAKURA EXCHANGE GUAM, INC. or MatchMove, and plans to use MatchMove’s financial infrastructure through SAKURA EXCHANGE. |
| Offering price | A recurring subscription-based service priced at approximately US$5 to US$10 per month as a basic plan. Card issuance fees and other charges will also be sources of revenue. |
| Contract Date | 30 April 2026 (strategic business partnership agreement with SAKURA EXCHANGE PTE. LTD.) |
| Launch date | By August 2026 (scheduled). Digital cards are scheduled to be issued immediately after the application, identity verification, and screening are completed. Physical cards are expected to take approximately 2 months to be delivered. |
| Applicable area | Overseas payment markets, primarily in South Asia and Southeast Asia. Applications include online payments, in-store card payments, digital wallets, and international remittances. |
| Impact on Business Performance | The impact on results for the current consolidated fiscal year has not been determined because the trend in the number of users remains uncertain. The Company will promptly disclose any material impact once it becomes known. |
Items this document does not state (9)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The aim is to capture new revenue opportunities in overseas payment markets, diversify the revenue base, and achieve medium- to long-term growth. The Company expects to generate recurring subscription-based revenue that increases with the user base while keeping initial investment limited.