Payment Network Disruption and System Outage Risk
First written in FY2016. 3 of 5 entries say "Mitigated", first in FY2018. Latest entry: FY2024.
The whole theme swung hardest in 2026: 18 of 84 companies on the "Worse" side.
24 other companies' latest entry also says "Mitigated".
- FY2024MitigatedAnnual report
「Our Group has established an Information Security Committee. We will also address the risks of system outages and information security through security measures against unauthorized access from outside and inside the Group, 24-hour system monitoring, system redundancy, insurance coverage, and the establishment and operation of internal regulations.」
The company specified measures against the risks of system outages and cyberattacks, combining an Information Security Committee, 24-hour monitoring, redundancy, insurance and internal regulations. - FY2022Specifying the scope of risks, including cyberattacksAnnual report
「Because our Group's services are premised on the use of public lines, dedicated lines and the internet networks provided by telecommunications carriers, network disconnections and application malfunctions may occur as a result of natural disasters, accidents, unauthorized access to computers by external parties, computer viruses, cyberattacks and other events.」
The company explicitly identifies the risk of system outages, including unauthorized access, computer viruses and cyberattacks, in addition to conventional network failure risks. - FY2019MitigatedAnnual report
「If such an incident occurs on either network, we will connect through the other network as an alternative.」
The company continues to use alternative connectivity through the other network if either CAFIS or CARDNET experiences an outage as a response to network disruptions. - FY2018MitigatedAnnual report
「If such an incident occurs on either network, we will connect through the other network as an alternative.」
The company specified connecting through the other network if either CAFIS or CARDNET experiences a disruption, detailing its response to external network failures. - FY2016First statedAnnual report
「Our group’s credit card payment processing service uses the CAFIS network operated by NTT DATA Corporation and the CARDNET network operated by Japan Card Network Co., Ltd. Service provision could become difficult in the future due to disruptions or other problems affecting these network systems.」
The company discloses the risk that service provision could become difficult because of disruptions to external payment networks or its own systems.