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Presentation materials on financial results3769GMO Payment Gateway,Inc.Information and Communications, Services and Others

Briefing on Financial Results for the Third Quarter of the Fiscal Year Ending September 2026

For the nine months ended June 2026, revenue, operating profit, profit before tax and profit attributable to owners of the parent all exceeded the prior-year period. Operating profit was ahead of plan relative to the full-year forecast. Operating profit for the third quarter alone also increased 26.9% year on year.

Worth reading
—
Scored from 0 of 6 sections
Direction
Improvement
Direction inferred from the company’s description.
Scale
24.2
% (year-on-year change in operating income)
Wording
Conditional
How definitive the wording is.

Contents of this document

Presentation materials on financial resultsQ3 FY202610 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥69,728 million+14.3%
Operating profit¥29,112 million+24.2%
Ordinary income¥29,028 million +21.3%profit before tax, IFRS
Net income18,981 Millions of yen +21.8%profit for the quarter attributable to owners of the parent
Operating profit margin40.4% (FY2026) / 44% (third quarter alone)
Selling, general and administrative expensesAmount not stated
Results for the three months of the current quarter
Revenue
¥23,644 million+16.8%
Gross profit
¥15,524 million+12.7%
Operating profit
¥10,320 million+26.9%
Pretax profit
¥10,161 million+24.1%
Quarterly profit attributable to owners of the parent
¥6,939 million+20.9%
Full-year earnings forecast
Revenue
¥93,235 million
Gross profit
¥62,052 million
Operating profit
¥37,639 million
Pretax profit
¥36,119 million
Profit for the period attributable to owners of the parent
¥23,406 million
Progress against full-year forecast　通期の予想に対して、いまどこまで進んだかの割合です。
Revenue74.8%
Gross profit74.2%
Operating profit77.3%
Pretax profit80.4%
Quarterly profit attributable to owners of the parent81.1%
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
Above plan
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
For consolidated revenue, year-on-year changes for GMO-FG consolidated, GMO-PG, GMO-PS, GMO-EP and GMO-RP, overseas subsidiaries and other entities are shown in a bridge chart. For the third quarter alone: GMO-FG consolidated +36.4%, GMO-PG +9.1%, GMO-PS +5.1%, GMO-EP and GMO-RP +2.7%, and overseas subsidiaries +95.7%. For the cumulative nine-month period: GMO-FG consolidated +22.6%, GMO-PG +9.4%, GMO-PS +5.9%, GMO-EP and GMO-RP +8.8%, and overseas subsidiaries +79.1%.
New initiatives
  • Adoption of the UCP specification for core payment services
  • Launch of an authorization-rate visibility option
  • Investment in a Silicon Valley startup developing Agentic Payment infrastructure technology
  • Addition of an easy AI invoice registration feature to enpay byGMO
  • Implementation of an electronic consent form feature for GMO-RP
  • Implementation of PayPay salary digital receipt functionality
  • Joint development of a collection agency solution with Ricoh Leasing
  • Launch of direct debit payment for invoices on Amazon Business
  • Integration with Mizuho Bank's corporate payment platform, M’s PayBridge
  • Integration with GMO Kakebarai with B2B platform operators
Key KPIsA metric the company considers important as a management benchmark.
  • Consolidated GMV (last 12 months)¥23.7 trillion
    Year on year against the same period last year+8.4%
  • Cashless payment volume¥163 trillion
    Year on year against the same period last year+15.4%
  • Number of online active stores169,004 stores
    Year on year against the same period last year+2.9%
  • Active IDs for in-person payments482,719 ID
    Year on year against the same period last year+13.7%
  • Operating profit from value-added services¥38 100 million
    Year on year against the same period last year+55.3%
  • Total GMO-RP accounts
    Year on year against the same period last year+25.5%
  • GMO-FG consolidated customers (top 10 in the industry)5 of 10 companies
    Year on year against the same period last yearAt the end of 25/3Q: 2 of 10 companies
Unit price and quantity metricsThese figures show sales broken down by price and volume.
  • Consolidated payment transactions22.2 100 million transactions
    Year on year against the same period last year-3.9%
  • Consolidated payment processing value¥6.1 trillion
    Year on year against the same period last year+8.4%
  • Consolidated online payment processing transactions (excluding the impact of specific merchants)
    Year on year against the same period last year+17.9%
  • Consolidated online payment processing volume (excluding the impact of specific merchants)
    Year on year against the same period last year+17.3%
Segment results
not disclosed (year-on-year changes in revenue or operating profit by consolidated company and business are provided)
Medium-term management plan targets
  • TargetOperating profit of ¥100 billion
    Target fiscal year2030 or 2031
  • Target43% operating margin
    Target fiscal year2030–2031
  • TargetOperating profit of ¥15 billion from value-added services
    Target fiscal year2030–2031
Financial targets
  • Equity ratio
    Actual results29.1% (at the end of June 2026)
  • Adjusted equity ratio
    Actual results52.0% (at the end of June 2026)
  • ROE
    Target / policyAim to improve from a baseline of 20%
  • ROIC
    Target / policyMaintain a level above WACC
Market Size / Share
  • Cashless payments market¥162 trillion
    Year on year against the same period last year+15.4%
  • The company's GMV share13.8% (2025)
  • B2B online transactions market¥514 trillion
  • Target SME market¥226 trillion
Number of stores and locations
not disclosed (period-end active merchant locations and IDs are provided; the number of merchant openings and closures during the period is not disclosed)
Contents of this document
ItemDetails
Document typePresentation materials on financial results
Fiscal Period CoveredQ3 FY2026
Net Sales¥69,728 million (YoY +14.3%)
Operating profit¥29,112 million (YoY +24.2%)
Ordinary income¥29,028 million (profit before tax, IFRS) (YoY +21.3%)
Net income18,981 Millions of yen (profit for the quarter attributable to owners of the parent) (YoY +21.8%)
Operating profit margin40.4% (FY2026) / 44% (third quarter alone)
Selling, general and administrative expenses非開示
Results for the three months of the current quarterRevenue ¥23,644 million (YoY +16.8%) / Gross profit ¥15,524 million (YoY +12.7%) / Operating profit ¥10,320 million (YoY +26.9%) / Pretax profit ¥10,161 million (YoY +24.1%) / Quarterly profit attributable to owners of the parent ¥6,939 million (YoY +20.9%)
Full-year earnings forecastRevenue ¥93,235 million / Gross profit ¥62,052 million / Operating profit ¥37,639 million / Pretax profit ¥36,119 million / Profit for the period attributable to owners of the parent ¥23,406 million
Progress against full-year forecastRevenue 74.8% / Gross profit 74.2% / Operating profit 77.3% / Pretax profit 80.4% / Quarterly profit attributable to owners of the parent 81.1%
Self-assessment against the planAbove plan
Segment resultsnot disclosed (year-on-year changes in revenue or operating profit by consolidated company and business are provided)
Breakdown of Factors Affecting the ChangeFor consolidated revenue, year-on-year changes for GMO-FG consolidated, GMO-PG, GMO-PS, GMO-EP and GMO-RP, overseas subsidiaries and other entities are shown in a bridge chart. For the third quarter alone: GMO-FG consolidated +36.4%, GMO-PG +9.1%, GMO-PS +5.1%, GMO-EP and GMO-RP +2.7%, and overseas subsidiaries +95.7%. For the cumulative nine-month period: GMO-FG consolidated +22.6%, GMO-PG +9.4%, GMO-PS +5.9%, GMO-EP and GMO-RP +8.8%, and overseas subsidiaries +79.1%.
Key KPIsIndicator name Consolidated GMV (last 12 months) / Value ¥23.7 trillion / Year on year against the same period last year ¥8.4 trillion, Indicator name Cashless payment volume / Value ¥163 trillion / Year on year against the same period last year ¥15.4 trillion, Indicator name Number of online active stores / Value 169,004 stores / Year on year against the same period last year 2.9 stores, Indicator name Active IDs for in-person payments / Value 482,719 ID / Year on year against the same period last year 13.7 ID, Indicator name Operating profit from value-added services / Value ¥38 100 million / Year on year against the same period last year ¥55.3 100 million, Indicator name Total GMO-RP accounts / Value Not disclosed / Year on year against the same period last year 25.5, Indicator name GMO-FG consolidated customers (top 10 in the industry) / Value 5 of 10 companies / Year on year against the same period last year At the end of 25/3Q: 2 of 10 companies
Unit price and quantity metricsIndicator name Consolidated payment transactions / Value 22.2 100 million transactions / Year on year against the same period last year -3.9 100 million transactions, Indicator name Consolidated payment processing value / Value ¥6.1 trillion / Year on year against the same period last year ¥8.4 trillion, Indicator name Consolidated online payment processing transactions (excluding the impact of specific merchants) / Value Not disclosed / Year on year against the same period last year 17.9, Indicator name Consolidated online payment processing volume (excluding the impact of specific merchants) / Value Not disclosed / Year on year against the same period last year 17.3
Number of stores and locationsnot disclosed (period-end active merchant locations and IDs are provided; the number of merchant openings and closures during the period is not disclosed)
Medium-term management plan targetsTarget Operating profit of ¥100 billion / Target fiscal year 2030 or 2031, Target 43% operating margin / Target fiscal year 2030–2031, Target Operating profit of ¥15 billion from value-added services / Target fiscal year 2030–2031
Financial targetsIndicator Equity ratio / Actual results 29.1% (at the end of June 2026), Indicator Adjusted equity ratio / Actual results 52.0% (at the end of June 2026), Indicator ROE / Target / policy Aim to improve from a baseline of 20%, Indicator ROIC / Target / policy Maintain a level above WACC
Market Size / ShareIndicator Cashless payments market / Value ¥162 trillion / Year on year against the same period last year ¥15.4 trillion, Indicator The company's GMV share / Value 13.8% (2025), Indicator B2B online transactions market / Value ¥514 trillion, Indicator Target SME market / Value ¥226 trillion
New initiativesAdoption of the UCP specification for core payment services, Launch of an authorization-rate visibility option, Investment in a Silicon Valley startup developing Agentic Payment infrastructure technology, Addition of an easy AI invoice registration feature to enpay byGMO, Implementation of an electronic consent form feature for GMO-RP, Implementation of PayPay salary digital receipt functionality, Joint development of a collection agency solution with Ricoh Leasing, Launch of direct debit payment for invoices on Amazon Business, Integration with Mizuho Bank's corporate payment platform, M’s PayBridge, Integration with GMO Kakebarai with B2B platform operators
Items this document does not state (10)
Gross Profit MarginNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Recurring revenue at GMO-FG, growth among large commercial facilities and merchants in the lifestyle sector, and strong performance in the overseas business contributed to higher revenue. At GMO-PS, the decrease in credit costs, including one-time factors, improved profitability across businesses, and diversification of revenue sources beyond EC contributed to the increase in operating profit. Meanwhile, GMO-PG, GMO-EP and GMO-PS were affected by the slowdown in the SME EC market, the impact of specific merchants, the normalization of revenue growth from large merchants, and changes in delivery service fees, among other factors.

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Briefing on Financial Results for the Third Quarter of the Fiscal Year Ending September 2026 | GMO Payment Gateway,Inc. (3769) timely disclosure | Komori