Briefing on Financial Results for the Second Quarter of the Fiscal Year Ending September 2026 | GMO Payment Gateway,Inc. (3769) timely disclosure

Worth reading

59In focus

0–100. This measures how worthwhile something is to read, not how good or bad the company is.

Direction

Improvement

Direction inferred from the company’s description.

Scale

22.7

Year-on-year change in operating profit (%)

Wording

Conditional

How definitive the wording is.

Contents of this document

Presentation materials for financial resultsSecond quarter of the fiscal year ending September 20267 items taken from the company’s own explanation

Financial Results Figures (The key points of this material are explained below)

Net Sales¥46,084 million+13.1%

Operating profit¥18,792 million+22.7%

Ordinary income¥18,867 million+19.8%

Net income¥12,042 million+22.3%

Selling, general and administrative expensesAmount not stated

Results for the three months of the current quarter

Revenue

¥23,592 million+15.3%

Gross profit

¥15,335 million+10.2%

Operating profit

¥10,230 million+26.9%

Income before taxes

¥10,052 million+23.1%

Quarterly profit attributable to owners of the parent

¥6,892 million+30.4%

What the company explained in this material

Self-assessment against the planThe company's self-assessment against its own plan.

Operating profit was 104.0% of the first-half plan, exceeding the plan

Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.

Initial
DetailsReaction to large projects in the previous fiscal year
Revenue growth+5.3%
Recurring
DetailsGrowth in merchants in the lifestyle services sector
Revenue growth+29.9%
Non-merchandise e-commerce
DetailsImpact from specific merchants, and the end of the revenue growth contribution from large merchants
Revenue growth+9.8%
Merchandise e-commerce
Revenue growth+11.0%
BaaS support
Revenue growth+6.3%
MSB
Revenue growth+16.1%

New initiatives

Implement Visa's Click to Pay in the payment platform
Work with LayerX to provide card payment processing functionality for the Bakuraku Invoice Issuance service
Expand adoption of Forter, an AI-powered fraud detection service
Roll out GMO-FG's new terminals and packaged solutions

Key KPIsA metric the company considers important as a management benchmark.

Number of online active stores171,257 stores
Year on year against the same period last year+5.0%
Number of in-person payment IDs456,703 ID
Year on year against the same period last year+11.1%
Number of online payment transactions17 100 million transactions
Year on year against the same period last year-5.6%
Number of in-person payment transactions3.9 100 million transactions
Year on year against the same period last year+24.8%
Consolidated payment transactions21 100 million transactions
Year on year against the same period last year-1.1%
Online payment processing value¥3.4 trillion
Year on year against the same period last year+0.5%
In-person payment processing value¥2.4 trillion
Year on year against the same period last year+18.8%
Consolidated payment processing value¥5.8 trillion
Year on year against the same period last year+7.4%

Medium-term management plan targets

TargetOperating profit of ¥100 billion
Target fiscal yearFY2030-31
TargetOperating profit of ¥15 billion from value-added services
Target fiscal yearFY2030-31

Financial targets

ROE
TargetImprove from a baseline of 20%
ROIC
TargetMaintain a level above WACC
Adjusted equity ratio
Actual results45.7% (as of March 2026)

Market Size / Share

EC/cashless payments market size¥162 trillion 2025
The company's share of consolidated payment processing value15.5 % 2025
The company's GMV share13.8 % 2025

Contents of this document
Item	Details
Document type	Presentation materials for financial results
Fiscal Period Covered	Second quarter of the fiscal year ending September 2026
Net Sales	¥46,084 million (YoY +13.1%)
Operating profit	¥18,792 million (YoY +22.7%)
Ordinary income	¥18,867 million (YoY +19.8%)
Net income	¥12,042 million (YoY +22.3%)
Selling, general and administrative expenses	非開示
Results for the three months of the current quarter	Revenue ¥23,592 million (YoY +15.3%) / Gross profit ¥15,335 million (YoY +10.2%) / Operating profit ¥10,230 million (YoY +26.9%) / Income before taxes ¥10,052 million (YoY +23.1%) / Quarterly profit attributable to owners of the parent ¥6,892 million (YoY +30.4%)
Self-assessment against the plan	Operating profit was 104.0% of the first-half plan, exceeding the plan
Breakdown of Factors Affecting the Change	Factors Initial / Details Reaction to large projects in the previous fiscal year / Revenue growth +5.3%, Factors Recurring / Details Growth in merchants in the lifestyle services sector / Revenue growth +29.9%, Factors Non-merchandise e-commerce / Details Impact from specific merchants, and the end of the revenue growth contribution from large merchants / Revenue growth +9.8%, Factors Merchandise e-commerce / Revenue growth +11.0%, Factors BaaS support / Revenue growth +6.3%, Factors MSB / Revenue growth +16.1%
Key KPIs	Indicator name Number of online active stores / Value 171,257 stores / Year on year against the same period last year +5.0%, Indicator name Number of in-person payment IDs / Value 456,703 ID / Year on year against the same period last year +11.1%, Indicator name Number of online payment transactions / Value 17 100 million transactions / Year on year against the same period last year -5.6%, Indicator name Number of in-person payment transactions / Value 3.9 100 million transactions / Year on year against the same period last year +24.8%, Indicator name Consolidated payment transactions / Value 21 100 million transactions / Year on year against the same period last year -1.1%, Indicator name Online payment processing value / Value ¥3.4 trillion / Year on year against the same period last year +0.5%, Indicator name In-person payment processing value / Value ¥2.4 trillion / Year on year against the same period last year +18.8%, Indicator name Consolidated payment processing value / Value ¥5.8 trillion / Year on year against the same period last year +7.4%
Medium-term management plan targets	Target Operating profit of ¥100 billion / Target fiscal year FY2030-31, Target Operating profit of ¥15 billion from value-added services / Target fiscal year FY2030-31
Financial targets	Indicator ROE / Target Improve from a baseline of 20%, Indicator ROIC / Target Maintain a level above WACC, Indicator Adjusted equity ratio / Actual results 45.7% (as of March 2026)
Market Size / Share	Item EC/cashless payments market size / Value ¥162 trillion (2025), Item The company's share of consolidated payment processing value / Value 15.5 % (2025), Item The company's GMV share / Value 13.8 % (2025)
New initiatives	Implement Visa's Click to Pay in the payment platform, Work with LayerX to provide card payment processing functionality for the Bakuraku Invoice Issuance service, Expand adoption of Forter, an AI-powered fraud detection service, Roll out GMO-FG's new terminals and packaged solutions

Items this document does not state (16)

Gross Profit MarginOperating profit marginFull-year earnings forecastProgress against full-year forecastSegment resultsUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogKey points of the Q&A

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The company cited improved profitability in payments, scale benefits from its subscription-based businesses, larger projects, productivity gains from AI, and the monetization and profit generation of value-added services as the main factors. Revenue growth was attributed to recurring revenue at GMO-FG and strong performance in the overseas business.

How to read this page

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