Results for this period
Interim period (second quarter)1 October 2025–31 March 2026ConsolidatedIFRSThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Revenue increased due to an increase in payment processing volume, the acquisition of major and high-growth merchants, the acceleration of large in-person projects, promotions for SMEs, the commencement of full-scale operations at new large-scale commercial facilities, and growth in lending to overseas FinTech companies. Profit benefited from the strength of high-margin online payments and recurring in-person revenue, the reversal of temporary expenses incurred in the same period of the previous year, and lower credit-related expenses resulting from improved credit assessment accuracy and strengthened collection systems.
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 October 2025–31 March 2026 |
| Net Sales | ¥46,084 million (YoY +13.1%) |
| Operating profit | ¥18,792 million (YoY +22.7%) |
| Ordinary income | ¥18,867 million (YoY +19.8%) |
| Profit attributable to owners of the parent | ¥12,042 million (YoY +22.3%) |
| Net income per share | ¥158.60 |
| Equity ratio | End of the current fiscal period 26 / End of previous period 27.8 |
| Total assets | ¥451,535 million |
| Net assets | ¥120,669 million |
| Cash flows from operating activities | ¥18,957 million |
| Cash flows from investing activities | ¥-4,686 million |
| Cash flows from financing activities | ¥-1,025 million |
| Cash and cash equivalents at end of period | ¥234,577 million |
| Full-year earnings forecast | Net Sales ¥93,235 million (YoY +13.0%) / Operating profit ¥37,639 million (YoY +20.1%) / Ordinary income ¥36,119 million (YoY +13.2%) / Net income ¥24,284 million (YoY +7.7%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | ¥144.00 → ¥170.00 |
| Segment revenue | Payment Processing Business ¥34,187 million (YoY +12.3%), Financial Services Business ¥11,108 million (YoY +16.8%), Payment Enhancement Business ¥925 million (YoY +5.7%) |
| Segment profit | Payment Processing Business ¥17,220 million (YoY +18.0%), Financial Services Business ¥3,692 million (YoY +33.5%), Payment Enhancement Business ¥208 million (YoY -2.9%) |
| Depreciation and amortization | ¥2,077 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for analysts and institutional investors) |
| Issued Shares at Period-End | 76,557,545 shares |
| Treasury Shares at Period-End | 614,472 shares |
| Factors Behind Changes in Business Performance | Revenue increased due to an increase in payment processing volume, the acquisition of major and high-growth merchants, the acceleration of large in-person projects, promotions for SMEs, the commencement of full-scale operations at new large-scale commercial facilities, and growth in lending to overseas FinTech companies. Profit benefited from the strength of high-margin online payments and recurring in-person revenue, the reversal of temporary expenses incurred in the same period of the previous year, and lower credit-related expenses resulting from improved credit assessment accuracy and strengthened collection systems. |
Items this document does not state (8)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Revenue growth was driven by an increase in payment processing volume, the acquisition of major and high-growth merchants, the acceleration of large in-person projects and promotions for SMEs, the commencement of full-scale operations at new large-scale commercial facilities, and growth in lending to overseas FinTech companies. Profit benefited from the strength of high-margin online payments and recurring in-person revenue, the reversal of temporary expenses incurred in the same period of the previous year, and lower credit-related expenses resulting from improved credit assessment accuracy and strengthened collection systems.