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Other Disclosures3769GMO Payment Gateway,Inc.Information and Communications, Services and Others

GMO Payment Gateway, Inc. enters into a sustainability-linked loan agreement with Mizuho Bank and MUFG Bank

GMO Payment Gateway, Inc. entered into a sustainability-linked loan agreement to borrow ¥5 billion each from Mizuho Bank and MUFG Bank, for a total of ¥10 billion, and raised the funds. The financing terms, including the interest rate, will vary depending on whether the company maintains a CDP Climate Change score of A- or higher.

Worth reading
72In focus
Scored from 5 of 6 sections
Direction
Neutral
Direction inferred from the company’s description.
Scale
100
¥ million
Wording
Definitive
How definitive the wording is.

Announced details

Mizuho Sustainability-Linked Loan PROSustainability-linked loan
Applicable field (uses covered by this announcement)

Decarbonization, greenhouse gas emissions reduction, and supplier engagement

Launch dateFunds raised on 31 March 2026 (actual)
Contract Date31 March 2026
What the company reported numerically
Usage history

Annual payment processing volume of more than ¥22 trillion; the online comprehensive payment service has been adopted by more than 150,000 affiliated merchants (as of the end of December 2025; consolidated figures)

Relationship between the counterparty and the company
GMO Payment Gateway,Inc.3769
Relationship with the Company

GMO Payment Gateway, Inc. is the borrower, and the two banks are the lenders.

CounterpartyMizuho Bank, Ltd.株式会社三菱UFJ銀行

Mizuho Bank, Ltd. and MUFG Bank, Ltd. Other company information is Not disclosed.

Award/certification name

SBTi certification of the 1.5°C target for 2030 and the net-zero target for 2050, the CDP Climate Change A List, and a CDP Supplier Engagement Rating of A

Awarding / certifying body

SBTi、CDP

Contract Value

¥10 billion in total (¥5 billion from each bank)

Offering price

The financing terms are linked to the achievement of the SPT under the CDP Climate Change score. The specific interest rate is Not disclosed.

The company does not address Impact on Business Performance.

Source (materials cited by the company)

SBTi and CDP. The company's past announcements are also included.

Announced details
ItemDetails
Names of Products / Services CoveredMizuho Sustainability-Linked Loan PRO, Sustainability-linked loan
CounterpartyMizuho Bank, Ltd., 株式会社三菱UFJ銀行
Counterparty overviewMizuho Bank, Ltd. and MUFG Bank, Ltd. Other company information is Not disclosed.
Relationship with the CompanyGMO Payment Gateway, Inc. is the borrower, and the two banks are the lenders.
Contract Value¥10 billion in total (¥5 billion from each bank)
Offering priceThe financing terms are linked to the achievement of the SPT under the CDP Climate Change score. The specific interest rate is Not disclosed.
Contract Date31 March 2026
Launch dateFunds raised on 31 March 2026 (actual)
Applicable areaDecarbonization, greenhouse gas emissions reduction, and supplier engagement
Award/certification nameSBTi certification of the 1.5°C target for 2030 and the net-zero target for 2050, the CDP Climate Change A List, and a CDP Supplier Engagement Rating of A
Awarding / certifying bodySBTi、CDP
Usage historyAnnual payment processing volume of more than ¥22 trillion; the online comprehensive payment service has been adopted by more than 150,000 affiliated merchants (as of the end of December 2025; consolidated figures)
SourceSBTi and CDP. The company's past announcements are also included.
Items this document does not state (5)
Registration number and expiry dateLocationLocation scaleQuantitative EffectsImpact on Business Performance

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

To incorporate decarbonization initiatives and external assessments into the financing framework.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
GMO Payment Gateway, Inc. enters into a sustainability-linked loan agreement with Mizuho Bank and MUFG Bank | GMO Payment Gateway,Inc. (3769) timely disclosure | Komori