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Other Disclosures3696CERES INC.Information and Communications, Services and Others

CERES secures financing through Chiba Bank’s Chibagin Leaders Loan NEXT program, promoting sustainability management with goals of strengthening women’s advancement and childcare support

セレス entered into a loan agreement with The Chiba Bank,Ltd. under which the interest rate terms vary depending on its certification status for women's advancement and child-rearing support, and borrowed ¥300 million.

Worth reading
63In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Neutral
Direction inferred from the company’s description.
Scale
300
¥ million
Wording
Definitive
How definitive the wording is.

Announced details

Chibagin Leaders Loan NEXT (target-linked loan)
Applicable field (uses covered by this announcement)

Advancing women's participation, supporting the development of the next generation, SDG and ESG strategies, and human capital management

Launch dateMarch 2026 (loan execution date; actual)
What the company reported numerically
Quantitative Effects

The target is to obtain Platinum Eruboshi certification and Platinum Kurumin certification by fiscal 2027 (31 December 2027).

Usage history

Moppy: cumulative membership of 14 million

Relationship between the counterparty and the company
CERES INC.3696
Relationship with the Company

Lender under the loan agreement. No other capital or personnel relationship is stated.

CounterpartyThe Chiba Bank,Ltd.

Head office: Chiba, Chiba Prefecture; President: Yonemoto Tsutomu (米本 努). A bank that provides loan programs for businesses seeking to pursue sustainability management.

Award/certification name

Platinum Eruboshi certification, Platinum Kurumin certification, Eruboshi certification, and Kurumin certification

Contract Value

¥300 million

Offering price

Interest rate terms vary according to achievement levels A-D for the annual targets. The specific interest rate is Not disclosed.

Impact on Business Performance

Funding for business expansion. The specific impact on results is Not disclosed.

Source (materials cited by the company)

Aggregated data on companies that had filed applications and companies that had received certification as of the end of September 2025 (source institution Not disclosed)

Announced details
ItemDetails
Names of Products / Services CoveredChibagin Leaders Loan NEXT (target-linked loan)
CounterpartyThe Chiba Bank,Ltd.
Counterparty overviewHead office: Chiba, Chiba Prefecture; President: Yonemoto Tsutomu (米本 努). A bank that provides loan programs for businesses seeking to pursue sustainability management.
Relationship with the CompanyLender under the loan agreement. No other capital or personnel relationship is stated.
Contract Value¥300 million
Offering priceInterest rate terms vary according to achievement levels A-D for the annual targets. The specific interest rate is Not disclosed.
Launch dateMarch 2026 (loan execution date; actual)
Applicable areaAdvancing women's participation, supporting the development of the next generation, SDG and ESG strategies, and human capital management
Award/certification namePlatinum Eruboshi certification, Platinum Kurumin certification, Eruboshi certification, and Kurumin certification
Quantitative EffectsThe target is to obtain Platinum Eruboshi certification and Platinum Kurumin certification by fiscal 2027 (31 December 2027).
Usage historyMoppy: cumulative membership of 14 million
Impact on Business PerformanceFunding for business expansion. The specific impact on results is Not disclosed.
SourceAggregated data on companies that had filed applications and companies that had received certification as of the end of September 2025 (source institution Not disclosed)
Items this document does not state (5)
Contract DateAwarding / certifying bodyRegistration number and expiry dateLocationLocation scale

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

To raise funds for business expansion. In addition, to promote sustainability management and human capital management by setting targets related to advancing women's participation and supporting the development of the next generation.

How to read this page

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CERES secures financing through Chiba Bank’s Chibagin Leaders Loan NEXT program, promoting sustainability management with goals of strengthening women’s advancement and childcare support | CERES INC. (3696) timely disclosure | Komori