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Papyless (3641) · RiskWorsened

Risk of non-collection of long-term loans to employees

First written in FY2019. 6 of 9 entries say "Worsened", first in FY2021. Latest entry: FY2026.

9entries
8years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2019 – FY2020WorsenedFY2021 – FY20242019: 120192020: 120202021: 120212022: 120222023: 120232024: 120242025: 120252026: 22026
Same theme, other companies
Collection Risk on Long-Term Loans to EmployeesA theme 1 companies write about · 1 as a headwind · 0 as a tailwind

No other company in this theme has enough history to compare yet.

Full recordFilings, disclosures and news, newest first
  1. FY2026WorsenedAnnual report

    「Long-term loans to employees 82 92」

    The balance of long-term loans to employees increased from ¥82 million in the previous fiscal year to ¥92 million, increasing the balance exposed to the risk of non-recovery.
  2. 2026-05-15WorsenedRevision of earnings forecasts

    「Long-term loans to employees 82 92」

    The balance of long-term loans to employees increased from ¥82 million at the end of the previous fiscal year to ¥92 million.
  3. FY2025Decrease in long-term loans receivableAnnual report

    「Long-term loans to employees 83 82」

    The balance of long-term loans to employees decreased from ¥83 million in the previous fiscal year to ¥82 million.
  4. FY2024WorsenedAnnual report

    「Long-term loans to employees 77 83」

    The balance of long-term loans to employees increased from ¥77 million in the previous fiscal year to ¥83 million, increasing the balance exposed to the risk of non-recovery.
  5. FY2023WorsenedAnnual report

    「Long-term loans to employees 73 77」

    The balance of long-term loans to employees increased from ¥73 million in the previous fiscal year to ¥77 million, increasing the balance exposed to the risk of non-recovery.
  6. FY2022WorsenedAnnual report

    「Long-term loans to employees 67 73」

    The balance of long-term loans to employees increased from ¥67 million in the previous fiscal year to ¥73 million, increasing the balance exposed to the risk of non-recovery.
  7. FY2021WorsenedAnnual report

    「The long-term loan to an employee is a loan to 1 employee for start-up and business operating funds, and there is a risk of non-recovery due to changes in the operating and financial condition of the company established and operated by the employee using the loan.」

    The purpose of the loan expanded from start-up funding to include business operating funds, and the balance of long-term loans increased from ¥32 million to ¥67 million.
  8. FY2020RestatedAnnual report

    「The long-term loan to an employee is a start-up loan to 1 employee, and there is a risk of non-recovery due to changes in the operating and financial condition of the company established by the employee using the loan. In managing this risk, the company's operating and financial condition is monitored regularly, and the findings are reported to the responsible director.」

    Reconfirmed the risk of non-recovery of the start-up loan to 1 employee and its management through regular monitoring and reporting.
  9. FY2019First statedAnnual report

    「The long-term loan to an employee is a start-up loan to 1 employee, and there is a risk of non-recovery due to changes in the operating and financial condition of the company established by the employee using the loan. In managing this risk, the company's operating and financial condition is monitored regularly, and the findings are reported to the responsible director.」

    Newly disclosed the risk of non-recovery of the ¥32 million start-up loan to 1 employee due to changes in the operating and financial condition of the company established by the employee, along with management through regular monitoring and reporting.
Moved together

"Risks from stagnant market growth, changes in laws and regulations, and unforeseen events" moved the same way as this thread, in the same document, in 4 of its 9 moves.

4422★1234
  1. ★This thread
  2. 1Risks from stagnant market growth, changes in laws and regulations, and unforeseen events4×
  3. 2Risk of Declining Advertising Cost-Effectiveness4×
  4. 3Deterioration in economic conditions due to COVID-192×
  5. 4Slowing Sales Growth Due to Piracy Websites2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Papyless yet. It last moved in the Revision of earnings forecasts of 2026-05-15: "Worsened".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Risk of non-collection of long-term loans to employees | PAPYLESS CO.,LTD. (3641) | Komori