Announced details
Retail and unsecured loan screening at financial institutions
Approximately 50%–80% of all cases can receive an approval decision automatically and in real time without human screening.
Implemented at multiple financial institutions, including banks and credit guarantee companies
MRI provides the Credit Screening AI Service to Shizuoka Bank. The service covers cases handled by Shizugin Credit Guarantee among Shizuoka Bank’s unsecured loans.
Shizuoka Bank, Ltd.: Head office at 1-10 Gofukucho, Aoi-ku, Shizuoka, Shizuoka Prefecture; Representative Director and President Yagi Minoru (八木稔); capital of ¥90.8 billion; established in March 1943. Shizugin Credit Guarantee Co., Ltd.: Head office at 2-1 Kusunoki-kita, Shimizu-ku, Shizuoka, Shizuoka Prefecture; Representative Director Arimi Takayuki (有海隆之); capital of ¥400 million; established in November 1978.
In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.
| Item | Details |
|---|---|
| Names of Products / Services Covered | Credit Screening AI Service |
| Counterparty | Shizuoka Bank, Ltd.; Shizugin Credit Guarantee Co., Ltd. |
| Counterparty overview | Shizuoka Bank, Ltd.: Head office at 1-10 Gofukucho, Aoi-ku, Shizuoka, Shizuoka Prefecture; Representative Director and President Yagi Minoru (八木稔); capital of ¥90.8 billion; established in March 1943. Shizugin Credit Guarantee Co., Ltd.: Head office at 2-1 Kusunoki-kita, Shimizu-ku, Shizuoka, Shizuoka Prefecture; Representative Director Arimi Takayuki (有海隆之); capital of ¥400 million; established in November 1978. |
| Relationship with the Company | MRI provides the Credit Screening AI Service to Shizuoka Bank. The service covers cases handled by Shizugin Credit Guarantee among Shizuoka Bank’s unsecured loans. |
| Launch date | 18 May 2026 (operational deployment commenced; actual results) |
| Applicable area | Retail and unsecured loan screening at financial institutions |
| Quantitative Effects | Approximately 50%–80% of all cases can receive an approval decision automatically and in real time without human screening. |
| Usage history | Implemented at multiple financial institutions, including banks and credit guarantee companies |
Items this document does not state (10)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To support financial institutions’ digital transformation, improve response speed, efficiency and objectivity in retail loan screening, and facilitate the transfer of screening expertise and the use of accumulated data.