Worth reading
57In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
378
¥ million (year-on-year increase in revenue)Wording
Definitive
How definitive the wording is.Contents of this document
Presentation materials for financial resultsSecond quarter of the fiscal year ending December 20266 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥2,589 million+17.1%
Operating profit¥430 million+55.3%
Ordinary income¥444 million+59.4%
Net income¥283 million+61.3%
Gross Profit Margin39.4 %
Operating profit margin16.6 %
Selling, general and administrative expenses¥589 million
Results for the three months of the current quarter
Net Sales
¥1,218 million+7.0%
Stock revenue
¥1,142 million+8.1%
Recurring revenue ratio
93.8 %
Full-year earnings forecast
Net Sales
¥5,607 million
Operating profit
¥929 million
Ordinary income
¥926 million
Net income for the current fiscal year
¥584 million
EPS
¥93.01
Progress against full-year forecast 通期の予想に対して、いまどこまで進んだかの割合です。
Net Sales46.2
Operating profit46.3
Ordinary income48
Net income for the current fiscal year48.4
EPS48.8
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
In line with planNew initiatives
- Company-wide introduction of the paid version of generative AI and launch of a cross-functional internal project
- Putting PayB for Business applications online
- Planning and promotion of next-generation Quick Deposit (online bank hub)
- Consideration of rebuilding the internal core systems
- Establishment of an organization responsible for promoting strategic capital alliances and M&A
Key KPIsA metric the company considers important as a management benchmark.
- Number of PayB partner financial institutions (cumulative)90 Organization
- Number of PayB partner collection institutions (cumulative)19,042 Engagements
- Recurring revenue (January–June)¥2,198 millionYear on year against the same period last year+7.5%
- Recurring revenue ratio (January–June)84.9 %Year on year against the same period last year-7.6%
- Number of terminals sold (cumulative)17,834 Units
Segment results
Payment support business
Net Sales
¥1,005 million
Year on year against the same period last year+110.5%
Remittance support business
Net Sales
¥87 million
Year on year against the same period last year+103.4%
Terminal business
Net Sales
¥101 million
Year on year against the same period last year+82.3%
Other Businesses
Net Sales
¥24 million
Year on year against the same period last year+113.0%
Number of employees
Number of Employees104 people
Hiring planContinue to expand the workforce, including new graduate hires
Acquisition of treasury shares
Acquisition results were mentioned, but the amount, number of shares and period for the acquisition framework were not disclosed| Item | Details |
|---|---|
| Document type | Presentation materials for financial results |
| Fiscal Period Covered | Second quarter of the fiscal year ending December 2026 |
| Net Sales | ¥2,589 million (YoY +17.1%) |
| Operating profit | ¥430 million (YoY +55.3%) |
| Ordinary income | ¥444 million (YoY +59.4%) |
| Net income | ¥283 million (YoY +61.3%) |
| Gross Profit Margin | 39.4 % |
| Operating profit margin | 16.6 % |
| Selling, general and administrative expenses | ¥589 million |
| Results for the three months of the current quarter | Net Sales ¥1,218 million (YoY +7.0%) / Stock revenue ¥1,142 million (YoY +8.1%) / Recurring revenue ratio 93.8 % |
| Full-year earnings forecast | Net Sales ¥5,607 million / Operating profit ¥929 million / Ordinary income ¥926 million / Net income for the current fiscal year ¥584 million / EPS ¥93.01 |
| Progress against full-year forecast | Net Sales 46.2 / Operating profit 46.3 / Ordinary income 48 / Net income for the current fiscal year 48.4 / EPS 48.8 |
| Self-assessment against the plan | In line with plan |
| Segment results | Payment support business Net Sales ¥1,005 million / Year on year against the same period last year 110.5 / Remittance support business Net Sales ¥87 million / Year on year against the same period last year 103.4 / Terminal business Net Sales ¥101 million / Year on year against the same period last year 82.3 / Other Businesses Net Sales ¥24 million / Year on year against the same period last year 113 |
| Key KPIs | Indicator name Number of PayB partner financial institutions (cumulative) / Value 90 Organization / Year on year against the same period last year Not disclosed, Indicator name Number of PayB partner collection institutions (cumulative) / Value 19,042 Engagements / Year on year against the same period last year Not disclosed, Indicator name Recurring revenue (January–June) / Value ¥2,198 million / Year on year against the same period last year ¥7.5 million, Indicator name Recurring revenue ratio (January–June) / Value 84.9 % / Year on year against the same period last year -7.6 %, Indicator name Number of terminals sold (cumulative) / Value 17,834 Units / Year on year against the same period last year Not disclosed |
| Number of employees | Number of Employees 104 people / Change during the period Not disclosed / Hiring plan Continue to expand the workforce, including new graduate hires |
| Acquisition of treasury shares | Acquisition results were mentioned, but the amount, number of shares and period for the acquisition framework were not disclosed |
| New initiatives | Company-wide introduction of the paid version of generative AI and launch of a cross-functional internal project, Putting PayB for Business applications online, Planning and promotion of next-generation Quick Deposit (online bank hub), Consideration of rebuilding the internal core systems, Establishment of an organization responsible for promoting strategic capital alliances and M&A |
Items this document does not state (13)
Breakdown of Factors Affecting the ChangeUnit price and quantity metricsNumber of stores and locationsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Revenue and profit growth were supported by an increase in PayB partner financial institutions and bill-collection institutions, higher transaction volumes driven by the automobile tax payment season, an increase in Quick Deposit transactions and growth in recurring revenue. The gross margin improved due to lower costs resulting from a review of the use of on-site personnel at outsourcing providers, while SG&A expenses increased due to hiring and the introduction of generative AI.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.