Customer Default Risk
First written in FY2016. 4 of 6 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 19 of 64 companies on the "Worse" side.
134 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「The Group has strengthened its controls, including by having the holding company centrally manage credit at each Group company.」
Centralized credit management through the holding company continues in response to credit risks involving business partners, including SMEs. - FY2025RestatedAnnual report
「The Group has strengthened its controls, including by having the holding company centrally manage credit at each Group company.」
The policy of centralizing credit management for Group companies through the holding company continues in response to credit risks, including those involving SME business partners. - FY2024ReframedAnnual report
「The Group extends trade credit, including trade receivables, to its business partners, many of which are small and medium-sized enterprises, including building-material and timber retailers and construction companies.」
The former default risk among customers has been reorganized under business and other risks as credit risk relating to business partners, with specific disclosure covering SME business partners, the allowance for doubtful accounts and centralized credit management by the holding company. - FY2018RestatedAnnual report
「The Group may bear default risk with respect to customers due to poor sales, the unexpected occurrence of bad debts, changes in the response of financial institutions with which it does business, and other factors.」
Default risk arising from deterioration in customers' credit quality and the occurrence of bad debts continues. - FY2017RestatedAnnual report
「However, the Group may bear default risk with respect to customers due to poor sales, the unexpected occurrence of bad debts, changes in the response of financial institutions with which it does business, and other factors.」
Default risk arising from deterioration in customers' credit quality and the occurrence of bad debts continues to be disclosed. - FY2016First statedAnnual report
「However, the Group may bear default risk with respect to customers due to poor sales, the unexpected occurrence of bad debts, changes in the response of financial institutions with which it does business, and other factors.」
Deterioration in customers' credit quality and the potential occurrence of bad debts are identified as credit risks.