Announced details
Online banking for businesses, order management, invoicing, payments, cash management and accounting operations. The primary target users are businesses using COREC and small and medium-sized businesses.
Corporate accounts can be opened in as little as 15 minutes. Transfers to other banks cost from ¥90 per transaction.
COREC has more than 88,000 member companies. Usage data for COREC BANK itself: not disclosed.
ラクーンコマース markets and provides COREC BANK under its own brand but is not the service operator. 株式会社f9k is responsible for operations, including obtaining the required licenses and approvals, and provides the Finswer Group’s white-label banking infrastructure. ラクーンコマース is a wholly owned subsidiary of ラクーンホールディングス.
株式会社Finswer is based in Shibuya, Tokyo. Its representative director is Ogawa Kohei (小川晃平), and it was established on 3 July 2020. 株式会社f9k is a wholly owned subsidiary of 株式会社Finswer, established on 12 December 2022. 株式会社f9k operates Finswer Bank. Accounts opened through COREC BANK are held at Hokkokubank Finswer Branch.
Registration of 株式会社f9k as a financial services intermediary: Director of the Kanto Local Finance Bureau (Kin-Sa) No. 12. Expiry: not disclosed.
株式会社Finswer: 3rd Floor, Ritz Gaien, 2-4-18 Jingumae, Shibuya-ku, Tokyo. ラクーンコマース: 1-14-14 Nihonbashikakigaracho, Chuo-ku, Tokyo.
Transfers to other banks cost ¥90 per transaction on the Standard Plan or higher and ¥110 per transaction on the Free Plan. Payroll transfers start at ¥21 per transaction, while transfers to accounts at the same bank cost ¥13 per transaction. Monthly fees are ¥0 for the Free Plan, ¥2,980 for the Standard Plan and ¥7,980 for the Pro Plan.
No information on the impact on financial results: Not disclosed.
The company does not address Contract Value.
The comparison of transfer fees is based on research using publicly disclosed information from each company as of 1 August 2026. The survey covered major banks and internet-only banks offering accounts for businesses.
| Item | Details |
|---|---|
| Names of Products / Services Covered | COREC BANK, COREC, Finswer Bank |
| Counterparty | 株式会社Finswer, 株式会社f9k, Hokkokubank |
| Counterparty overview | 株式会社Finswer is based in Shibuya, Tokyo. Its representative director is Ogawa Kohei (小川晃平), and it was established on 3 July 2020. 株式会社f9k is a wholly owned subsidiary of 株式会社Finswer, established on 12 December 2022. 株式会社f9k operates Finswer Bank. Accounts opened through COREC BANK are held at Hokkokubank Finswer Branch. |
| Relationship with the Company | ラクーンコマース markets and provides COREC BANK under its own brand but is not the service operator. 株式会社f9k is responsible for operations, including obtaining the required licenses and approvals, and provides the Finswer Group’s white-label banking infrastructure. ラクーンコマース is a wholly owned subsidiary of ラクーンホールディングス. |
| Offering price | Transfers to other banks cost ¥90 per transaction on the Standard Plan or higher and ¥110 per transaction on the Free Plan. Payroll transfers start at ¥21 per transaction, while transfers to accounts at the same bank cost ¥13 per transaction. Monthly fees are ¥0 for the Free Plan, ¥2,980 for the Standard Plan and ¥7,980 for the Pro Plan. |
| Launch date | 19 August 2026 (already launched) |
| Applicable area | Online banking for businesses, order management, invoicing, payments, cash management and accounting operations. The primary target users are businesses using COREC and small and medium-sized businesses. |
| Registration number and expiry date | Registration of 株式会社f9k as a financial services intermediary: Director of the Kanto Local Finance Bureau (Kin-Sa) No. 12. Expiry: not disclosed. |
| Location | 株式会社Finswer: 3rd Floor, Ritz Gaien, 2-4-18 Jingumae, Shibuya-ku, Tokyo. ラクーンコマース: 1-14-14 Nihonbashikakigaracho, Chuo-ku, Tokyo. |
| Quantitative Effects | Corporate accounts can be opened in as little as 15 minutes. Transfers to other banks cost from ¥90 per transaction. |
| Usage history | COREC has more than 88,000 member companies. Usage data for COREC BANK itself: not disclosed. |
| Impact on Business Performance | No information on the impact on financial results: Not disclosed. |
| Source | The comparison of transfer fees is based on research using publicly disclosed information from each company as of 1 August 2026. The survey covered major banks and internet-only banks offering accounts for businesses. |
Items this document does not state (5)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To reduce the manual work and cost burden associated with confirming incoming payments, making payments and managing funds after orders are placed, thereby contributing to digital transformation, greater operating efficiency and improved convenience for small and medium-sized businesses.