Risk of Lower Purchase Intent Due to Mortgage Rates, Tax Policy and Consumption Tax
First written in FY2019. 4 of 8 entries say "Restated". Latest entry: 2026-09-14.
Tsukuruba moved to the "Worse" side of this theme in 2026, 6 years after the typical company in this theme (2020).
The whole theme swung hardest in 2020: 37 of 54 companies on the "Worse" side.
2 other companies' latest entry also says "Materialised".
- FY2024RestatedAnnual report
「If mortgage rates rise significantly, customers may become less willing to purchase homes due to higher monthly mortgage payments and concerns about interest rate fluctuations, while lending conditions for home mortgages from financial institutions may become more stringent.」
We continue to disclose the risk of lower purchase motivation due to mortgage rates, consumption tax, and taxes such as real estate acquisition tax and fixed asset tax. - FY2023RestatedAnnual report
「If mortgage rates rise significantly, customers may become less willing to purchase homes due to higher monthly mortgage payments and concerns about interest rate fluctuations, while lending conditions for home mortgages from financial institutions may become more stringent.」
We continue to disclose the risk of lower purchase motivation due to mortgage rates, consumption tax, and taxes such as real estate acquisition tax and fixed asset tax. - FY2021RestatedAnnual report
「If mortgage rates rise significantly, customers may become less willing to purchase homes due to higher monthly mortgage payments and concerns about interest rate fluctuations, while lending conditions for home mortgages from financial institutions may become more stringent.」
We continue to disclose the risk of lower purchase motivation due to mortgage rates, consumption tax, and taxes such as real estate acquisition tax and fixed asset tax. - FY2020RestatedAnnual report
「If mortgage rates rise significantly, customers may become less willing to purchase homes due to higher monthly mortgage payments and concerns about interest rate fluctuations, while lending conditions for home mortgages from financial institutions may become more stringent.」
We continue to disclose the risk of lower purchase motivation due to mortgage rates, consumption tax, and taxes such as real estate acquisition tax and fixed asset tax. - FY2019First statedAnnual report
「If the consumption tax rate is raised, the resulting decline in households’ real income may suppress personal consumption, reduce customers’ willingness to purchase homes and affect our operating results and financial position.」
Changes in consumption tax, mortgage rates and housing-related tax burdens may affect demand.