Komori
Hokuyu Lucky (2747) · InitiativeAdvanced

Use of ラッキーコジカカード, the Company’s Own E-Money Points Card, and ID-POS Data

First written in FY2017. 12 of 18 entries say "Advanced", first in FY2018-Q1. Latest entry: FY2026-H1.

18entries
9years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2019 – FY2021RestatedFY2022-Q1 – FY2022-Q3AdvancedFY2023 – FY2026-H12017: 320172018: 320182019: 120192020: 120202021: 320212022: 120222023: 320232024: 220242025: 12025
Same theme, other companies
Going cashless through an in-house loyalty card with electronic money functionalityA theme 9 companies write about · 0 as a headwind · 9 as a tailwind

3 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026-H1AdvancedAnnual report

    「The cashless payment ratio, one indicator of improved customer convenience, was 65.4% at the end of August 2025, improving 1.3% from 64.1% at the end of the same month of the previous year.」

    The cashless payment ratio rose 1.3 percentage points from 64.1% at the end of the same month of the previous year to 65.4% at the end of August 2025.
  2. FY2025-H1AdvancedAnnual report

    「The cashless payment ratio, one indicator of improved customer convenience, was 64.1% at the end of August 2024, improving 2.1% from 62.0% at the end of the same month of the previous year.」

    The cashless payment ratio rose 2.1 percentage points from 62.0% at the end of the same month of the previous year to 64.1%.
  3. FY2024-Q3AdvancedAnnual report

    「The cashless payment ratio, one indicator of improved customer convenience, was 61.8% at the end of November 2023, up 2.5% from 59.3% at the end of the same month of the previous year.」

    The cashless payment ratio was 61.8% at the end of November 2023, up 2.5 percentage points from the end of the same month of the previous year.
  4. FY2024-Q2AdvancedAnnual report

    「The cashless payment ratio, one indicator of improved customer convenience, was 62.0% at the end of August 2023, up 2.9% from 59.1% at the end of the same month of the previous year.」

    The cashless payment ratio rose 2.9 percentage points from the end of the same month of the previous year to 62.0% at the end of August 2023.
  5. FY2024-Q1AdvancedAnnual report

    「The cashless payment ratio was 62.1% at the end of May 2023, improving 3.1 percentage points from 59.0% at the end of the same month of the previous year.」

    The cashless payment ratio rose 3.1 percentage points from 59.0% at the end of the same month of the previous year to 62.1%.
  6. FY2023AdvancedAnnual report

    「In customer services, the company added d Barai to improve convenience and introduced dedicated cashless-payment checkout lanes. The cashless payment ratio rose to 60.2% during the fiscal year, up 3.1 percentage points from the previous fiscal year.」

    In addition to introducing conventional electronic-money and QR-code payments, the company added d Barai and dedicated cashless-payment checkout lanes, increasing the cashless payment ratio to 60.2%.
  7. FY2022-Q3RestatedAnnual report

    「During the cumulative 3rd quarter period, the company worked to expand products with high joint-purchase rates using ID-POS data, propose promotions linked to the Kojika Card, and optimize pack prices, thereby seeking to secure sales through higher numbers of items purchased per customer and more frequent store visits.」

    The company continues initiatives combining ID-POS, Kojika Card-linked promotions and pack-price optimization to increase items purchased per customer and store visit frequency.
  8. FY2022-Q2RestatedAnnual report

    「Accordingly, the company worked to expand products with high joint-purchase rates using ID-POS data, propose promotions linked to the Kojika Card, and optimize pack prices, thereby seeking to secure sales through higher numbers of items purchased per customer and more frequent store visits.」

    The company continues to improve product proposals and sales promotions by combining ID-POS, the Kojika Card and pack-price optimization.
  9. FY2022-Q1RestatedAnnual report

    「Accordingly, the company worked to expand products with high joint-purchase rates using ID-POS data, propose promotions linked to the Kojika Card, and optimize pack prices, thereby seeking to secure sales through higher numbers of items purchased per customer and more frequent store visits.」

    The company continues initiatives combining ID-POS, the Kojika Card and pack-price optimization to increase items purchased per customer and store visit frequency.
  10. FY2021AdvancedAnnual report

    「Sales settled through the Lucky Kojika Card totaled ¥14,224 million, up 4.9% year on year, while the card’s share of sales was 35.8%, up 1.8 percentage points year on year, indicating a higher card usage rate. In addition, to improve customer convenience and promote contactless payments, which are also effective in preventing infections, the company actively introduced various electronic-money and QR-code payment services. As a result, the cashless payment ratio was 53.0%, up 3.6 percentage points year on year.」

    Use of Kojika Card payments and cashless payments progressed, with contactless payments such as QR-code payments also expanding.
  11. FY2020AdvancedAnnual report

    「In customer services, initiatives such as coupon promotions targeting users of the electronic-money-enabled Kojika Card points card stimulated purchasing, increasing the Kojika Card’s share of sales by 2.7% year on year. In addition, to address rising demand for cashless payments following the implementation of cashless payment point-reward programs and other measures, the company introduced payment services including other retailers’ electronic money and transportation-based electronic money at all stores. The cashless payment ratio was 53.2% at the end of the fiscal year.」

    The Kojika Card’s share of sales increased 2.7% year on year, payment services including other retailers’ and transportation-based electronic money were introduced at all stores, and the cashless payment ratio reached 53.2%.
  12. FY2019AdvancedAnnual report

    「In customer services, the company strengthened sales promotions and coupon promotions targeting users of the electronic-money-enabled Kojika Card points card. As a result, the Kojika Card’s share of sales increased 1.9% from the previous fiscal year.」

    Promotions and coupon promotions targeting Kojika Card users increased the card’s share of sales by 1.9% from the previous fiscal year.
  13. FY2019-Q2RestatedAnnual report

    「This was mainly despite a ¥135 million increase in trade receivables associated with sales settled through the Kojika Card,」

    Electronic-money payment operations through the Kojika Card continued, resulting in an impact of ¥135 million in increased trade receivables.
  14. FY2018RestatedAnnual report

    「By identifying customer needs through the use of ID-POS and reflecting them in products and product assortment, the company works to support people who cook in pursuit of more delicious, richer and more enjoyable meals.」

    The company is reaffirming its policy of identifying customer needs through ID-POS and reflecting them in products and product assortment.
  15. FY2018-Q3AdvancedAnnual report

    「Deposits increased by ¥442 million because customers began loading cash onto the Kojika Card, which commenced operations in the current fiscal year.」

    Use of electronic money associated with the Kojika Card continued, resulting in an impact of ¥442 million in increased deposits received.
  16. FY2018-Q2AdvancedAnnual report

    「Accounts receivable increased by ¥339 million because payments through the Kojika Card began and part of sales settlement shifted from cash to electronic money.」

    The shift to electronic-money payments progressed, resulting in an impact of ¥339 million in increased accounts receivable.
  17. FY2018-Q1AdvancedAnnual report

    「Accounts receivable increased by ¥392 million because payments through the Kojika Card began and settlement shifted from cash to electronic money.」

    Operations for payments through the Lucky Kojika Card began, and the shift from cash settlement to electronic-money settlement progressed.
  18. FY2017First statedAnnual report

    「With the introduction of the electronic-money-enabled Lucky Kojika Card following the replacement of the points card, the company has also become able to make full use of ID-POS data. By accumulating and analyzing customers’ purchasing information, it will work to improve product development, product assortment, sales promotion and checkout operations.」

    The company has indicated a policy of using the replacement with an electronic-money-enabled card and the accumulation and analysis of ID-POS data to improve product development, sales promotion and other areas.
Moved together

"Risk of Recovering Security Deposits Due to Deterioration in Landlord Creditworthiness" moved the same way as this thread, in the same document, in 7 of its 18 moves.

744433★123456
  1. ★This thread
  2. 1Risk of Recovering Security Deposits Due to Deterioration in Landlord Creditworthiness7×
  3. 2Interest-Bearing Debt and the Risk of Rising Interest Rates4×
  4. 3Reduction in Point Issuance Costs Through a Review of Sales Promotion Measures4×
  5. 4Automating Transaction Operations through the Introduction of a New Core Business System and EDI4×
  6. 5Impairment Risk at Low-Profit Stores and Other Locations3×
  7. 6Risk of higher utility and other costs due to elevated crude oil prices3×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Hokuyu Lucky's next results are scheduled for 2026-10-09. Read the earnings preview
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