Risk of deterioration in collaborative relationships with joint venture partners
First written in FY2019. 1 of 3 entries say "Restated". Latest entry: FY2026.
All About moved to the "Worse" side of this theme in 2026, 3 years after the typical company in this theme (2023).
The whole theme swung hardest in 2023: 4 of 18 companies on the "Worse" side.
2 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「If the Company is unable to establish sufficiently strong relationships with partner financial institutions, the scope of services it can provide may be limited, or it may become difficult to respond promptly to customer needs.」
In addition to the existing risks relating to joint venture partners, specifies the risk of inadequate coordination with partner financial institutions in the bank agency business regarding products, systems, customer information, and fees. - FY2021RestatedAnnual report
「If circumstances arise in the future for any reason that interfere with cooperation or alliance relationships with these partners, this may affect the Group’s performance and, in the worst case, may make it impossible to continue operating the businesses.」
The risk to business continuity arising from deterioration in cooperation with joint venture partners continues to be described. - FY2019First statedAnnual report
「If circumstances arise in the future for any reason that interfere with cooperation or alliance relationships with these partners, this may affect the Group’s performance and, in the worst case, may make it impossible to continue operating the businesses.」
Describes the possibility that operations of the joint ventures may depend on their partners and that cooperation or alliance relationships may be disrupted.