Declining Competitiveness Due to Technological Innovation Exceeding Expectations
First written in FY2024. 1 of 3 entries say "Restated". Latest entry: FY2026.
Mfs moved to the "Worse" side of this theme in 2026, the same year as the typical company in this theme.
The whole theme swung hardest in 2026: 34 of 95 companies on the "Worse" side.
19 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「The progress of generative AI and AI agents has been particularly significant. If the Group falls behind in responding to these technologies, the competitiveness of its services may decline. In addition, if AI agents become the entities that compare and recommend mortgages and the Group's services are no longer used by those AI agents, this may affect the Group's customer acquisition.」
In addition to conventional general technology innovation risks, specified the risks of falling behind in responding to generative AI and AI agents and of the services not being used by them. - FY2025RestatedAnnual report
「If technological innovation exceeding the Group's expectations causes its technologies or services to lose competitiveness, this could affect the Group's operating results and financial position.」
The Group continues to disclose the risk of declining competitiveness due to technological innovation. - FY2024First statedAnnual report
「The internet environment is subject to rapid technological progress. If technological innovation exceeding the Group's expectations causes its technologies or services to lose competitiveness, this could affect the Group's operating results and financial position.」
The Group is considering improving its services and increasing the number of partner companies.