Worth reading
45Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
26.3
Year-on-year revenue growth (%)Wording
Conditional
How definitive the wording is.Contents of this document
Financial results presentationFiscal year ended May 20259 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥1,502 million+26.3%
Operating profit¥299 million+6.6%
Ordinary income¥300 million+9.4%
Net income¥220 million+24.4%
Selling, general and administrative expenses¥698 million
Gross Profit Margin
Fiscal year ended May 202463.5%
Fiscal year ending May 202556.3%
Operating profit margin
Fiscal year ended May 202423.6%
Fiscal year ending May 202519.9%
Results for the three months of the current quarterサービス別の四半期推移として、2025年5月期4QはF&I売上196百万円・売上総利益130百万円・売上総利益率66.5%、C&Br売上62百万円・売上総利益39百万円・売上総利益率63.4%、HR&OS売上108百万円・売上総利益51百万円・売上総利益率47.4%を記載
Full-year earnings forecast
Net Sales
¥1,703 million
Gross profit
¥898 million
Operating profit
¥200 million
Ordinary income
¥229 million
Net income for the current fiscal year
¥151 million
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
F&I：債権買取社数の前期末比13社増、投資資産残高の3Q・4Q増加額1,529百万円。C&Br：1Qの大型医療機器販売等。HR&OS：アウトソーシング体制強化、人材紹介・派遣、特定技能外国人就労支援。2026年5月期は販管費698百万円、前期比27.8%増を見込む
New initiatives
- 人的資源の強化とグループ社員15名程度の採用
- Building systems, including through the use of AI
- Diversifying Funding Methods
- Strengthening M&A and consulting capabilities
- Strengthening the business supporting specified skilled foreign workers
- モニタリング体制の強化
- Utilization of paid stock options for officers and employees
Key KPIsA metric the company considers important as a management benchmark.
- Number of companies served (consolidated)Fiscal year ending May 2025178Year on year against the same period last year前期末比13社増
- Number of companies whose receivables were purchasedFiscal year ending May 202578Year on year against the same period last year前期末比13社増
- Investment asset balanceFiscal year ending May 20258,321Year on year against the same period last year前期末比3.3%増
- Equity ratioFiscal year ending May 202522.8%Year on year against the same period last year前期末14.5%から8.3ポイント上昇
- Operating marginFiscal year ending May 202519.9%Year on year against the same period last year23.6%から低下
Segment results
F&I
Sales
¥752 million+19.8%
Gross profit
¥518 million+25.8%
C&Br
Sales
¥397 million+25.8%
Gross profit
¥163 million-19.5%
HR&OS
Sales
¥352 million+43.9%
Gross profit
¥164 million+17.3%
Medium-term management plan targets
Net Sales
Fiscal year ending May 2027¥2,253 million
Fiscal year ending May 2028¥3,001 million
Ordinary income
Fiscal year ending May 2027¥352 million
Fiscal year ending May 2028¥568 million
Number of specified skilled foreign workers supported
Target500 people
Market Size / Share
既存ファクタリング市場Approximately ¥460 billion
TAM約588,000億円
SAM約443,000億円
2025年5月末買取債権残高約74億円
Number of employees
Number of Employees70名（2025年5月末現在）
Change during the period現時点で4名増の74名
Hiring planPlans to hire approximately 15 group employees in the fiscal year ending May 2026
Annual Dividend
End of period1株当たり20円00銭
Payout ratio
市場の平均的な配当性向を目指す（数値目標はNot disclosed）| Item | Details |
|---|---|
| Document type | Financial results presentation |
| Fiscal Period Covered | Fiscal year ended May 2025 |
| Net Sales | ¥1,502 million (YoY +26.3%) |
| Operating profit | ¥299 million (YoY +6.6%) |
| Ordinary income | ¥300 million (YoY +9.4%) |
| Net income | ¥220 million (YoY +24.4%) |
| Gross Profit Margin | Fiscal year ended May 2024 63.5% / Fiscal year ending May 2025 56.3% / Year-on-year change (points) Not disclosed |
| Operating profit margin | Fiscal year ended May 2024 23.6% / Fiscal year ending May 2025 19.9% / Year-on-year change (points) Not disclosed |
| Selling, general and administrative expenses | ¥698 million |
| Results for the three months of the current quarter | サービス別の四半期推移として、2025年5月期4QはF&I売上196百万円・売上総利益130百万円・売上総利益率66.5%、C&Br売上62百万円・売上総利益39百万円・売上総利益率63.4%、HR&OS売上108百万円・売上総利益51百万円・売上総利益率47.4%を記載 |
| Full-year earnings forecast | Net Sales ¥1,703 million / Gross profit ¥898 million / Operating profit ¥200 million / Ordinary income ¥229 million / Net income for the current fiscal year ¥151 million |
| Segment results | F&I Sales ¥752 million (YoY +19.8%) / Gross profit ¥518 million (YoY +25.8%) / C&Br Sales ¥397 million (YoY +25.8%) / Gross profit ¥163 million (YoY -19.5%) / HR&OS Sales ¥352 million (YoY +43.9%) / Gross profit ¥164 million (YoY +17.3%) |
| Breakdown of Factors Affecting the Change | F&I：債権買取社数の前期末比13社増、投資資産残高の3Q・4Q増加額1,529百万円。C&Br：1Qの大型医療機器販売等。HR&OS：アウトソーシング体制強化、人材紹介・派遣、特定技能外国人就労支援。2026年5月期は販管費698百万円、前期比27.8%増を見込む |
| Key KPIs | Indicator name Number of companies served (consolidated) / Fiscal year ending May 2025 178 companies / Year on year against the same period last year 前期末比13社増, Indicator name Number of companies whose receivables were purchased / Fiscal year ending May 2025 78 companies / Year on year against the same period last year 前期末比13社増, Indicator name Investment asset balance / Fiscal year ending May 2025 ¥8,321 million / Year on year against the same period last year 前期末比3.3%増, Indicator name Equity ratio / Fiscal year ending May 2025 22.8% / Year on year against the same period last year 前期末14.5%から8.3ポイント上昇, Indicator name Operating margin / Fiscal year ending May 2025 19.9% / Year on year against the same period last year 23.6%から低下 |
| Number of employees | Number of Employees 70名（2025年5月末現在） / Change during the period 現時点で4名増の74名 / Hiring plan Plans to hire approximately 15 group employees in the fiscal year ending May 2026 |
| Medium-term management plan targets | Net Sales Fiscal year ending May 2027 ¥2,253 million / Fiscal year ending May 2028 ¥3,001 million / Ordinary income Fiscal year ending May 2027 ¥352 million / Fiscal year ending May 2028 ¥568 million / Number of specified skilled foreign workers supported Target 500 people |
| Annual Dividend | Annual Not disclosed / Interim Not disclosed / End of period 1株当たり20円00銭 |
| Payout ratio | 市場の平均的な配当性向を目指す（数値目標はNot disclosed） |
| Market Size / Share | 既存ファクタリング市場 Approximately ¥460 billion / TAM 約588,000億円 / SAM 約443,000億円 / 2025年5月末買取債権残高 約74億円 |
| New initiatives | 人的資源の強化とグループ社員15名程度の採用, Building systems, including through the use of AI, Diversifying Funding Methods, Strengthening M&A and consulting capabilities, Strengthening the business supporting specified skilled foreign workers, モニタリング体制の強化, Utilization of paid stock options for officers and employees |
Items this document does not state (11)
Progress against full-year forecastSelf-assessment against the planUnit price and quantity metricsNumber of stores and locationsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookFinancial targetsAcquisition of treasury sharesCapital expendituresOrders received and order backlogKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.2025年5月期は、F&Iサービスで債権買取社数と投資資産残高が増加し、C&Brサービスで大型医療機器の販売等が増加、HR&OSサービスでアウトソーシングの拡充や人材紹介・派遣が進展した。2026年5月期は、積極的な人材採用やAI活用を含むシステム構築により販管費が増加し、先行費用が一時的に増えるとしている。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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