Komori
Lib Work (1431) · RiskFirst stated

Credit Risk From Customer Breaches of Mortgage Agreements and Agency Receipt of Funds

First written in FY2019. . Latest entry: FY2019.

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Credit Risk From Customer Breaches of Mortgage Agreements and Agency Receipt of FundsA theme 1 companies write about · 1 as a headwind · 0 as a tailwind

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  1. FY2019First statedAnnual report

    「However, if, despite the Company's efforts, a customer breaches a mortgage agreement for any reason, there is a risk that the financial institution may demand full repayment from the customer due to acceleration of the loan or other consequences.」

    While the Company checks mortgage application documents, conducts internal audits, receives mortgage proceeds on behalf of customers, and manages refund statements, it has newly disclosed in detail the risks of reputational damage and business disruption if a customer breaches a contract. It states that no customer contract breaches have occurred in the past.
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